The cooling-off period, also known as the "hesitation period", means that within 10 days after receiving the insurance contract, if the applicant disagrees with the contents of the insurance contract, he can return the contract to the insurer and apply for cancellation. During this period, the insurer agrees to the applicant's application, terminates the contract and returns all the premiums received. 10 day is often called "hesitation period". When you surrender your insurance during the hesitation period, you must pay attention to the following points: First, if you can't get the insurance policy in time due to special circumstances, you'd better inform the insurance company in advance. Secondly, after receiving the policy, you must fill in the policy receipt in person and indicate the date. Because the insurance company's determination of the hesitation period is based on the date of receipt. Thirdly, the insured must read the insurance clauses carefully. If you don't know enough about yourself or know the contents that are biased, you should ask the agent in time to avoid accidental insurance.