The main business is to provide services before, during and after lending:
1. Pre-lending service: the company recommends car buyers to cooperative banks, collects customer-related loan information (on-site home visits), conducts preliminary review on relevant information, and confirms the authenticity, integrity, legality and effectiveness of the information;
2. Loan-in-loan service: For loan customers recognized by cooperative banks, the company is responsible for handling mortgage registration, vehicle insurance and other procedures for loan vehicles of customers, and providing guarantees to cooperative banks;
3. Post-loan service: the company is responsible for reminding customers of repayment during the loan period (including notifying customers of repayment requirements of the current month by SMS/phone/letter before the monthly repayment date)/collecting customers who have defaulted; Visit customers regularly to learn about their performance ability. Understand the use of customers' mortgaged vehicles.
The above contents are for your reference. Please refer to the actual business regulations.
Tengming Shang Hui Industrial Group Co., Ltd. was established on February 27th, 2008. The legal representative is Gao Jiayuan, and the company's business scope includes: wholesale and retail: automobiles and spare parts, Wujinjiaodian, building materials (excluding dangerous chemicals) and daily necessities; Business consulting (excluding investment consulting); Enterprise management consulting; Corporate image planning; Technical development, technical consultation and technical service of computer software; Marketing planning; Trade consulting services; Rent a car; Acting as an agent to sell insurance products; The agent collects insurance premiums (business activities shall not be carried out without obtaining relevant administrative license); Automobile beauty service; Providing drivers with labor services; Second-hand car brokerage service; Provide paid help services, etc.
The company was established by Shanghai Taichu Asset Management Co., Ltd. and Shanghai Yang Di Information Technology Co., Ltd., the top three famous credit risk management companies in China. The top management of the company consists of elites who have been engaged in finance, investment, law, taxation, marketing and other industries for many years. The company will adhere to the business philosophy of pragmatic innovation, win-win cooperation, customer first, integrity and due diligence, high efficiency and stability.