Buy a house with a discount of 3 points and then 5 points. Is that a total discount of 8 points or a total discount of 3 points before the price of 5 points?

The discount is 0.97*0.95=0.92 15. But if you want to bargain with sales, you may get a 92% discount or even lower price in the current depressed real estate market (although it has rebounded slightly). If you can't get a lower discount, you can generally erase zero. In short, buying a house is not a small expense, and you need to get some concessions. Wish you success!