According to Article 24 of the Regulations of Shenyang Municipality on the Management of Housing Provident Fund, if an employee meets one of the following circumstances, he can withdraw the storage balance in the employee housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(five) to repay the principal and interest of the purchased owner-occupied housing loan;
(six) the account moved out of the city and terminated the labor relationship with the unit;
(seven) the termination of labor relations between employees and units who are not permanent residents of this Municipality or agricultural registered permanent residence;
(eight) termination of labor relations with the unit, housing provident fund has been transferred to the designated account of the management center and has not been re-employed for 2 years.
In accordance with the provisions of items (1) and (5) of the preceding paragraph, if the employee's housing provident fund storage balance is insufficient, his spouse may withdraw the housing provident fund; In line with the provisions of items (2), (3), (4), (6), (7) and (8) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.
If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.
Extended data:
Article 15 of the Regulations on the Management of Housing Provident Fund, if a unit employs employees, it shall go to the housing provident fund management center for deposit registration within 30 days from the date of employment, and go to the entrusted bank for the establishment or transfer of employee housing provident fund accounts with the audit documents of the housing provident fund management center.
Where the unit terminates the labor relationship with the employee, the unit shall, within 30 days from the date of termination of the labor relationship, go to the housing provident fund management center to register the change, and go to the entrusted bank to handle the transfer or sealing procedures of the employee housing provident fund account with the audit documents of the housing provident fund management center.
Article 16 The monthly deposit amount of employee housing provident fund shall be the average monthly salary of the employee in the previous year multiplied by the deposit ratio of employee housing provident fund. The monthly deposit amount of housing provident fund paid by the unit for employees is the average monthly salary of employees in the previous year multiplied by the proportion of housing provident fund paid by the unit.
Baidu Encyclopedia-Regulations of Shenyang Municipality on the Administration of Housing Provident Fund