If you want to see more real estate, you'd better visit it on the spot.
2. Check whether it meets the qualification for buying a house.
After deciding to buy a house, you should clearly understand your qualifications for buying a house there. Buyers with local hukou can buy the first suite locally, while buyers with foreign hukou need to meet certain requirements of paying taxes or social security. Please consult the local authorities for details.
3. Evaluate your own strength
Assess your financial strength before buying a house, and make a reasonable choice according to your income structure, including future job development prospects and career arrangements, considering how much down payment you can pay each month, how much you can pay each month and other economic expenses. Find a suitable and good house within an affordable range.
4. Site selection and infrastructure facilities
Before buying a house, we will check the apartment type of the real estate on the spot. We must pay attention to the choice of apartment type. Life, education and transportation facilities are perfect, which can meet daily needs. The key point is a good living environment and convenient life. After a hard and busy day, we can go home and sleep quietly and comfortably.
5. Check the basic information of the house.
After the house is selected, when signing the purchase contract with the developer, we must pay attention to reconfirming the real estate information in the contract signed with the developer, such as building number, unit, floor, room number, apartment area and price. See if this information is what you think.
6. Pay a deposit or security deposit
Ready to buy, you need to pay a certain deposit or deposit to the developer, and sign a letter of intent to buy. Need to pay attention to whether to pay a deposit or a deposit, in which the deposit is legally binding.
Default buyers can't get back the deposit, and developers need to double the deposit if they default. The deposit is not expressly stipulated in the law, which generally means to pay a certain amount of money in advance without compensation for breach of contract.
7. Determine the loan method
There are two kinds of loans, commercial loans and provident fund loans. The two loan methods have their own advantages and disadvantages. When buyers decide which way to buy a house by loan, they should fully consider the characteristics of the two ways and choose the loan method according to their actual situation.
If buyers need a larger loan amount, they can choose commercial loans, but if buyers want to save interest as much as possible, then provident fund loans are the first choice.
House inspection skills:
Closing the blank house is an important step. It will be very simple to collect houses with good quality, and it will be very troublesome to collect houses with poor quality.
The process of viewing houses mainly depends on three books, one certificate and one table:
Three copies: building engineering quality certificate, residential quality guarantee, and residential instruction manual.
Certificate 1: comprehensive acceptance certificate for the completion of real estate development and construction projects.
Table 1: Completion Acceptance Record Table.
Once the owner signs the relevant documents, it is regarded as recognition of the quality of the house, so everyone should carefully check the quality of the house.