1. How to inquire about individual endowment insurance?
1, inquired by social security center. If you don't know your social security account number, you can bring your ID card to the business hall of social insurance agencies in various districts to inquire.
2. Telephone consultation. Call the labor and social security comprehensive service telephone for policy consultation and information inquiry.
3. Check online. Log in to the labor security or social insurance business website of the city where you are located, click the "Personal Social Security Information Inquiry" window, and enter my ID number and password to inquire about my insurance information and payment. You can also query through Alipay, Alipay-City Service-Social Security.
4. Self-service terminal query. Social insurance management centers around the country have self-service inquiry terminal equipment in the business hall. Insured persons can check their own pension insurance payment and accounting through the certificate induction area of the terminal equipment with the original second-generation ID card.
Second, what are the conditions for receiving pension benefits?
Workers must meet three conditions to receive the basic pension every month:
1, has reached the statutory retirement age and has gone through retirement procedures;
2, units and individuals to participate in old-age insurance and fulfill the obligation to pay old-age insurance premiums;
3. The individual payment is at least 15 years (the payment period in the transition period includes the deemed payment period). At present, the legal retirement age of enterprise employees in China is: male employees are 60 years old; Female employees engaged in management and scientific research are 55 years old; Female workers engaged in production and auxiliary work are over 50 years old, and female freelancers and individual industrial and commercial households are over 55 years old.
3. What are the characteristics of endowment insurance?
1, mandatory, the state has passed legislation to force employers and individual workers to participate in old-age insurance according to law, fulfill their rights and obligations entrusted by law, and pay old-age insurance premiums. When workers reach the legal retirement age, they can go to the social insurance department to receive the basic pension, enjoy the basic old-age insurance benefits, and guarantee the basic life after retirement.
2. Mutual assistance. The sources of endowment insurance expenses are generally shared by the state, enterprises, units and individuals, so as to realize social co-ordination and mutual assistance of endowment insurance expenses at a higher level and in a larger scope. Universality Everyone has old age, and old age is a necessary stage of life. The problem of providing for the aged is not only a social problem, but also a global problem, which is related to the economic and civilized development of a country or society and needs our sufficient attention. Because the old-age insurance is implemented in a wide range, the insured enjoys treatment for a long time and the cost is huge, therefore, the government must set up special institutions to unify legislation, formulate rules, manage and implement in the whole society.
3. Universality, the difference between government retirement and enterprise retirement. How do employers and individuals participate in old-age insurance According to the Provisional Regulations on the Collection and Payment of Social Insurance Fees, employers should apply for social insurance registration with local social insurance agencies with business licenses or registration certificates and other relevant documents within 30 days from the date of establishment. Social insurance agencies will issue social insurance registration certificates after examination. Where the social insurance registration items of the employing unit are changed or the employing unit is terminated according to law, it shall go through the formalities of changing or canceling the social insurance registration at the social insurance agency within 30 days from the date of change or termination. The employer must declare the amount of social insurance premiums payable to the social insurance agency on a monthly basis, and pay the social insurance premiums within the prescribed time limit after being audited by the social insurance agency. The social insurance premiums that individual employees should pay shall be withheld and remitted from their wages by their units. Social insurance agencies shall establish and record personal accounts according to regulations.
To sum up, there are many ways to inquire about individual endowment insurance. If you really can't operate online, you can only go to the social security center in person, but the personal balance in the endowment insurance account can't be extracted casually. Generally, you can enjoy the old-age insurance benefits only when you reach the statutory retirement age and pay the accumulated contributions for 15 years.