Product characteristics
One-click mobile phone registration, the loan will arrive on the same day;
Small mobile phone loans, providing loan services within 1 10,000 yuan;
There is no occupational income limit, and 18 years old can borrow by credit;
The loan term is 1-6 months, and the repayment by mobile phone is fast and convenient.
quota
The loan amount of Qinqin Small Loan is between 500 and 5000, and the loan period is 1-6 months. It is an out-and-out small loan.
Many friends can reach the limit of 5000 in the system evaluation, and want to know if the credit limit of 5000 is true. Of course.-No! Most people who apply for 5000 places for the first time and wait for a period of time will be rejected. Generally speaking, the initial quota is very low, and 1000 is the average level. If you want to reach 5000, you need to ensure your high-quality credit in revolving loans and provide better proof of repayment ability.
Audit time
There is a difference between the audit of small loans and other small loan products. It requires users to upload photos of their ID cards. They need to hold their ID cards, face the camera and try to stay still. The face can't be covered, the arm holding the ID card is completely exposed, and try to make the person as big as possible. After taking a photo with the certificate, you will receive a return call to guide users to upload materials and provide information. If all this goes well, the review will be very fast and there will be no problem in lending within 24 hours.
interest
At present, the government has not made a statement on the interest or fees of small loans, but according to many netizens, small loans will not only deduct some handling fees in advance, such as borrowing from 1000 to 960 accounts and borrowing from 2000 to 1800 accounts. And the interest is high. In short, I hope that at the beginning of the loan, we must first consider our personal economic strength and repayment ability, and don't blindly borrow money, so as not to cause unnecessary burden to our lives.