About financial problems

Let's calculate, if 200W is deposited in Hong Kong at the interest rate of 4% for three months, and it will get HK$ 2,000,000 * 3/12 * 0.04 = 20,000 at maturity, then the total is HK$ 2,020,000. If you deposit it in the Bank of America at the price of 1 USD = HK$ 7.8200, the interest rate in the United States will be 6% after three months. The total amount is 255591.054+3833.438+0 = 259424.5438+095438+0, and then the water will be collected 50/30 after three months, with a discount of 20 points. At this time, the exchange rate was 1 USD = 7.8 180 HKD, then it was 259424.95438+091* 7.8180 = 20438+084+088 HKD, and then it was changed back to 25948+.

1. The first question is how to carry out carry arbitrage. A: Hong Kong companies transfer funds to the United States at a high interest rate, and then remit money in the foreign exchange market according to regulations, and sell forward currencies with high interest rates to achieve carry arbitrage.

The second small question of the first question is to answer that the investment income is HK$ 2,865,438+084, which is HK$ 865,438+084 more than local deposits at the exchange rate of 4%!

2. After three months, the exchange rate became 1 USD = HK$ 7.8000/ 10. Calculate this exchange rate! 259424.91981* 7.8000 is about 20235 14 Hong Kong dollars! This is not a carry arbitrage! Then just call the previous 2028184-2023514 = 4,670 Hong Kong dollars, and you can get an additional 4,670 Hong Kong dollars, so in this transaction, covered interest arbitrage is more profitable than uncovered interest arbitrage.

But remember, the premise of covered interest arbitrage is that the arbitrage cost or the discount rate of high-interest currency must be lower than the interest rate difference between the two currencies. Otherwise, the transaction is unprofitable.