The activation method of CGB credit card is as follows:
1. After receiving the card, the cardholder can call the 24-hour customer service telephone number 95508 of Guangfa Bank to activate the credit card through manual service.
2. Cardholders can bring their ID cards and credit cards to the nearby business outlets of Guangfa Bank to activate their credit cards.
3. Cardholders can also log in to official website Credit Card Channel of Guangfa Bank directly, click "Card Activation" in the left column, and enter relevant information to activate the credit card.
A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers.
The form of credit card is a card with the name of the issuing bank, expiration date, number, cardholder's name and other contents printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.
Guangfa Bank Credit Card is the first standard credit card in China. The credit limit of the card is preset according to international standards, which is used for overdraft consumption and cash withdrawal transactions without pre-deposit.
The standard credit card of Guangfa Bank is oriented to the general public and has no specific orientation. True Love Card and Pearl Card are high-end credit cards specially set up to locate women in the new era. These credit cards will get certain discounts when buying some female consumer goods. The owner's card is aimed at private car owners, and they will enjoy more benefits in refueling and car maintenance. At the same time, Guangfa Bank has issued a business card with a credit card, which can be applied in some large-scale consumer places and hotels, and will enjoy a certain preferential amount in some hotel services and reservation business.
The interest-free period of overdraft consumption can be as long as 50 days. As long as you repay in full before the repayment due date stipulated by the bank, you can enjoy interest-free treatment from the trading day to the repayment due date. The repayment method is flexible, you can pay off in full or choose the minimum repayment amount.
Guangfa credit card handling fee:
Domestic overdraft withdrawal fee: 2.5% of the domestic overdraft withdrawal amount, with the minimum RMB 10 yuan (excluding Platinum Card, Unlimited Card/World Card).
Handling fee for overseas cash withdrawal: 3% of the overseas cash withdrawal amount, with a minimum of RMB 15 yuan/USD 3 (free of charge for all cards/world cards).
Foreign exchange handling fee: 1.50%
Management fee for card account cancellation: it will be charged monthly from six months after the card account cancellation takes effect, and less than one month. The charge standard for each cancellation account is RMB 5 yuan/USD 0.6 yuan.
How to activate the credit card of Guangfa Bank?
CGB credit card can be activated in mobile banking.
The specific activation process is as follows:
1. Download an APP of Guangfa Bank in the mobile app supermarket.
Second, after the installation is completed, open the APP and select the credit card on the home page.
Third, after entering the credit card interface, slide down, find what I want to activate, and click Enter.
4. After input, fill in your credit card information according to the prompts, and then click Next.
5. After the prompt of successful activation appears on the page, set the credit card transaction password.
6. The page prompts that the credit card will be activated after the transaction password is successfully set.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.4
App version: v6.3. 1
China guangfa bank was established in September 1988 with a registered capital of RMB114.08 million, and its headquarters is located at No.713, Dongfeng east road, Yuexiu district, Guangzhou, China. With the approval of the People's Bank of the State Council and China, Guangdong Development Bank, as a pilot bank for financial system reform in China, was established on the beautiful Pearl River and is one of the earliest joint-stock commercial banks in China.
On April 8, 20 1 1, with the approval of the regulatory authorities and relevant government departments, the original registered name of Guangdong Development Bank Co., Ltd. was changed to "Guangfa Bank Co., Ltd.". The English name was changed to "ChinaGuangfaBank" ("China guangfa bank").
By the end of June 2020, the total assets of Guangfa Bank were 28 1 trillion yuan, an increase of 6.84% compared with the beginning of 2020; The total liabilities were 2.59 trillion yuan, an increase of 7.02% compared with the beginning of 2020. In the first half of 2020, Guangfa Bank achieved an operating income of 40.907 billion yuan and a net profit of 6.486 billion yuan.
On March 9th, 2020, "20 109 China Banking 100 Top List" was released, and Guangfa Bank ranked 16. Compared with ordinary bank savings cards, the most convenient way to use credit cards is for ordinary consumption, and there is no cash in the cards. In many cases, it is enough to return the consumption amount on time.
You can spend without deposit overdraft, and enjoy an interest-free period of 20-56 days to repay on time without any charge (most banks will charge 0.5% interest on the day of cash withdrawal, and there will be a 2% handling fee, but ICBC will only charge interest).
It is not only safe and convenient to swipe your card when shopping, but also a bonus gift.
Special merchants who hold cards in banks can enjoy preferential treatment.
Accumulate personal credit, add credit records to credit files, and benefit for life.
How to activate the use of Guangfa Credit Card
The credit card activation methods of Guangfa Bank are: 1, and online banking activation. 2. SMS activation. 3. The offline counter is activated. For example, the cardholder can apply for activating the credit card at the counter of the nearby Guangfa Bank business outlet with valid ID and bank card.
The following is the detailed opening method of online banking with Guangfa Credit Card:
1. Log on to the website. Log in to official website of Guangfa Bank on the computer. There is a menu bar at the top of the homepage of the website. Find the "Credit Card" option in a row of options in the menu bar. Click the "Credit Card" option directly to enter the "Credit Card Center of China Guangfa Bank".
2. Start activation. After entering CGB Credit Card Center, find the "Credit Card Application" column on the far left of CGB Credit Card Center, find the "Card Activation" button in the "Credit Card Application" column, and click the "Card Activation" button to enter the credit card activation page.
3. Set the password. Follow the procedure on the card activation page. First select the certificate type, then enter the certificate number, credit card and verification code, and click Next. Then set the payment password. After setting the password, click OK to activate it.
4. Fully activated. After the password is set, click the "Activate Now" button at the bottom of the page to jump to the completion page and display "Congratulations Card Activation". The credit card activation of Guangfa Bank is completed.
In addition, the SMS activation method is to send the following contents to 95508 "Last four digits of KTK ID number" with the reserved mobile phone, for example: KTK11112222.
Extended data:
China guangfa bank was established in September 1988 with a registered capital of RMB114.08 million, and its headquarters is located at No.713, Dongfeng east road, Yuexiu district, Guangzhou, China. With the approval of the People's Bank of the State Council and China, Guangdong Development Bank, as a pilot bank for financial system reform in China, was established on the beautiful Pearl River and is one of the earliest joint-stock commercial banks in China.
On April 8, 20 1 1, with the approval of the regulatory authorities and relevant government departments, the original registered name of Guangdong Development Bank Co., Ltd. was changed to "Guangfa Bank Co., Ltd.". The English name was changed to "ChinaGuangfaBank" ("China guangfa bank").
By the end of June 2020, the total assets of Guangfa Bank were 28 1 trillion yuan, an increase of 6.84% compared with the beginning of 2020; The total liabilities were 2.59 trillion yuan, an increase of 7.02% compared with the beginning of 2020. In the first half of 2020, Guangfa Bank achieved an operating income of 40.907 billion yuan and a net profit of 6.486 billion yuan.
On March 9th, 2020, "20 109 China Banking 100 Top List" was released, and Guangfa Bank ranked 16.
Business scope:
The business scope of Guangfa Bank is all banking business stipulated in the Commercial Banking Law, which mainly includes: absorbing public deposits and issuing short, medium and long-term loans; Handle settlement; Handle bill discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds; Engage in interbank lending; Providing letter of credit services and guarantees; Acting for payment and insurance agency business; Provide safe deposit box service;
Foreign exchange deposits; Foreign exchange loans; Foreign exchange remittance; Exchange; International settlement; Settlement and sale of foreign exchange; Inter-bank foreign exchange lending; Acceptance and discount of foreign exchange bills; Foreign exchange loans; Foreign exchange guarantee; Issuing foreign exchange credit cards;
Buying and selling securities other than stocks and acting as an agent; Issuing and acting as an agent to issue securities other than stocks; Self-operated and valet foreign exchange transactions; Acting as an agent for issuing and paying foreign credit cards; Offshore financial business; Credit investigation, consultation and witness business. Other businesses approved by the People's Bank of China and China Banking Regulatory Authority.
Guangfa Credit Card Activation Process
Guangfa Bank Credit Card Activation Process:
1, phone activated
You can dial 95508 from your home phone or mobile phone, select the language, select "2" (card and password service), then select "1" (credit card service), and then enter relevant information according to the voice prompts to activate.
2. SMS activation
You can use your mobile phone number registered with Guangfa Bank to edit the short message: "the last four digits of KTK ID number, the last four digits of the signature column on the back of the card" and send it to 95508, waiting for the information to see if the activation is successful.
3. Online activation
You can log in to the credit card center page of Guangfa Bank, click "Card Activation" at the top left, and enter relevant information according to the prompts. The mobile phone reserved when handling the card receives the SMS verification code. After entering the SMS verification code, your card can be opened.
4. Counter activation
It is necessary to bring the customer card confirmation letter, the original card and valid identity documents to all banking outlets of Guangfa Bank for activation.
Guangzhou Bank Credit Card Activation Process
1, Guangzhou Bank credit card holders need to dial 020-96699 through the mobile phone number or home phone number reserved at the time of application and press "1" to enter the credit card business;
2. After calling customer service, press "1" to activate the card;
3. Enter the ID number of the cardholder's credit card application, and press # to end;
4. Enter the credit card of Guangzhou Bank and press # to end;
5. Enter the cvv code on the right side of the signature column on the back of the credit card and press # to end;
6. The credit card of Guangzhou Bank was activated successfully.
Bank of Guangzhou was established in September, 1996. In June, it was renamed Guangzhou Commercial Bank, 438+0998. In 2009, it was approved to be renamed Guangzhou Bank.
market positioning
Service location:
● Actively respond to the national "Belt and Road" and "Guangdong-Hong Kong-Macao Greater Bay Area" construction.
● The industrial strategy of the Pearl River Delta calls for transformation and upgrading, based on local conditions, adhering to the main business, devoting itself to serving the real economy and helping the healthy and rapid development of local economy and society.
● Supporting key municipal projects: providing financial support for major infrastructure construction such as urban rail transit, roads and bridges, tunnels and ports;
● Supporting people's livelihood: providing financial support for urban "three old" transformation projects and helping urban renewal;
● Support local governments: unswervingly take serving the real economy as the starting point and the foothold, provide credit support for large local state-owned enterprises, and help local high-quality development.
● Help green finance: around the theme of green finance, provide credit support to new energy industry, green supply chain, garbage disposal, comprehensive pollution control, energy-saving equipment, environmental protection materials and other fields;
● Support private enterprises: introduce some measures to support private enterprises (Article 25), strengthen the innovation of credit products of private enterprises and enrich the financing channels of private enterprises;
● Helping rural revitalization: Give full play to the advantages of banking finance in rural revitalization, and introduce rural revitalization action plans and implementation plans.
● Implement the national inclusive finance policy, promote inclusive finance to the strategic height of the whole bank's development, and launch the policy of "Ten Articles of Guangyin Pratt & Whitney" to provide comprehensive and distinctive inclusive finance services for small and micro enterprises with Pratt & Whitney;
● Became the first cooperative bank in the project of "Credit Risk Compensation Fund Pool for Small and Medium-sized Enterprises in Science and Technology" led by Guangzhou Science and Technology Innovation Committee and "Intellectual Property Pledge Financing Risk Compensation Fund" led by Guangzhou Intellectual Property, and launched special financing products for small and micro enterprises in science and technology-"Technology Loan" and "Zhiyi Loan".
How to activate the credit card of Guangzhou Bank?
Guangzhou Bank Credit Card Activation Method
1. Activate at the nearby Guangzhou Bank outlet: If there is a Guangzhou Bank outlet nearby, you can bring your ID card and credit card to the nearest Guangzhou Bank counter for card activation.
2. Call Guangzhou Bank's credit card customer service hotline to activate:
A. Select "1" to enter the credit card service, select "2" to enter the activation card or inquire about the application progress of the credit card, and select "2" to enter the activation card and enter information such as the ID card.
B, select "1" to enter the credit card service, and select "0" to directly enter the manual service for card activation.
3. WeChat pays attention to the "Guangzhou Bank Credit Card" of WeChat official account, and then clicks "My Service-Service Hall-Card Activation" in turn, and then follows the prompts on the page;
4. Log in to the online banking of Bank of Guangzhou, click "Open Card and Set Password" on the right side of the page, and then follow the prompts on the page to activate it.
Set the inquiry password of Guangzhou Bank Credit Card: enter the 6-digit inquiry password and press # to end; Enter the 6-digit query password again and press # to end; Query password settings succeeded.
This concludes the introduction of how to activate Guangzhou Credit Card and how to activate Guangzhou Bank Credit Card. Did you find the information you needed?