Consider social security first.
For example, Beijing's "one old and one small", as long as 50 yuan every year, the protection is more comprehensive. If the baby is not registered in Beijing, contact the local social security department to see if there is similar insurance.
Secondly, make up for it in commercial insurance.
Major illness protection: this is the most basic protection, just in case. Just like a goalkeeper in a football match, you can live without it for a long time, but you can't live without it.
Accidental injury protection: children are young and have weak self-control ability. Occasions are common. If you have an extra pet at home, the risk of accidents will be higher. And my company's accidental injury protection, 0 free compensation, 100% reimbursement, is the only choice for the baby to avoid accidental injury.
Hospitalization reimbursement: Children are young and have weak self-resistance, so hospitalization is inevitable. To put it mildly, hospitals are like robbing money now, and this should also be considered.
Finally, look at your own financial ability. If conditions permit, you can consider buying an education insurance for your baby.
At the same time, I suggest you consider protecting you and your lover. After all, you are the biggest reliance of children.
This is a new kind of newborn health insurance introduced by our company:
Example of insurance:
Mr. Jin and his wife were very happy and named Lulu. The whole family was happy and considerate, and immediately insured the baby's well-being protection plan. The annual deposit premium is 3,600 yuan, only for 10 year, and the insured amount is 299,708 yuan, so that Lulu has sufficient medical insurance from birth to protect the healthy growth of the little princess.
After the contract comes into effect, you can enjoy all the following benefits:
Can be insured at the age of 0 to ensure seamless.
A child insurance that breaks through the minimum age limit. It can be insured five days after the baby is born, which is equivalent to giving the baby full health protection at birth, becoming a truly blessed baby, and also making your love and protection for the baby seamlessly connected and instantly reflected!
10 yuan enjoys good health every day.
A truly affordable serious illness plan for children. "Baobao Ankang" only needs to deposit 10 yuan to the baby every day, and only needs to deposit 10 every year, and nearly 300,000 critical illness protection will be available immediately. "Baby's well-being", the absolute public price, so that every baby can have the possibility of obtaining high security!
The maximum insured amount is300,000, which is enough to worry.
A child's critical illness insurance can cover up to 300,000 yuan. The plan not only provides comprehensive disease protection, but also has sufficient insurance coverage. The maximum insured amount for minors is 300,000 yuan. Let the child's serious illness protection be in place in one step, and grow up healthily without worry.
Exclusive child insurance, "30+ 1" disease.
Specially designed for children's growth stage. Covers 30 kinds of common serious diseases of children and specializes in treating leukemia, a highly critical disease of children, covering a wide range of children's diseases and providing the most adequate protection for your baby's health.
Double premium exemption, intimate protection
A children's serious illness plan with innovative premium double exemption function. If Lulu unfortunately suffers from a serious illness as agreed in the contract, she can be exempted from all subsequent premiums to help reduce the burden on her family. If the insured dies or is completely disabled, the subsequent premium can also be exempted to ensure that the contract will not be invalid, and the exempted premium is regarded as paid. The design of double premium-free function embodies consideration and humanistic care.
Return the capital at maturity 1 10%, and enjoy the gift when you grow up.
A serious illness plan for children who can return all the premiums and interest when they grow up. Lulu is independent at the age of 30, and will get all the insurance premiums paid at the beginning, and return 10% interest (the exempted part will be regarded as paid). All the investment in that year can be recovered, and there will be more income increase. If Lulu dies unfortunately, she will also get 1 10% of the premium paid, which can ensure the safety of your funds.
Various additional and arbitrary combinations.
And you can choose a variety of insurance combinations for your baby, such as accidental injury, hospitalization reimbursement, education fund, etc. This shows your deep love for your baby!
The only insurance that can be insured within five days of birth.
The only special child critical illness insurance
The only child insurance with double exemption
The only insurance with the concept of "harmony"
Only consumer price, return insurance
Five unique reasons are the biggest reason for you to choose this guarantee! ! !