1. If you have paid the housing provident fund in full for more than 6 months (inclusive), you can apply for a personal housing loan from the housing provident fund. For those who have paid the housing provident fund in different places and paid it in the current deposit place for less than 6 months, the payment time can be calculated according to the payment certificate issued by the housing provident fund management institution of the original deposit place.
2. Housing provident fund loans are for paid employees who purchase the first set of self-occupied housing or the second set of improved ordinary self-occupied housing.
It is not allowed to issue housing provident fund personal housing loans to paid workers' families who purchase third and above houses.
3. In cities divided into districts where the personal housing loan issuance rate of housing provident fund is less than 85%, the first set of self-occupied housing loan quota will be appropriately increased according to the local commodity housing price and per capita housing area, and the support for paid employees to purchase houses will be increased.
4. All localities should realize mutual recognition and transfer of housing provident fund deposit in different places, and promote the loan business in different places, that is, employees can apply for housing provident fund personal housing loans to the housing provident fund management department of their place of residence with the proof of deposit issued by the housing provident fund management department of their place of employment.