(a) the employee has paid the housing provident fund in full for more than 3 months;
(two) the employee himself and his spouse have not used the housing provident fund within the administrative area of this Municipality;
(three) employees and their spouses have no own housing and rental housing after paying the housing provident fund.
Renting public rental housing: you can apply for withdrawing housing provident fund once a year, and the accumulated withdrawal amount of employees and their spouses shall not exceed the actual rent paid in that year.
Rental of commercial housing: you can apply for withdrawal of housing provident fund once a year, and the interval between the previous application and the previous application is not less than 12 months. The total withdrawal amount of employees and their spouses shall not exceed the rental withdrawal limit determined by Nanchang Housing Provident Fund Management Committee in that year. Unmarried workers apply for rental housing extraction by half.
Relevant certificates and extraction certification materials to be submitted:
1, a copy of the withdrawal statement of Nanchang housing provident fund;
2. Original ID card;
3. Original joint card of housing provident fund;
4. Original marriage certificate;
5. Renting public rental housing: provide the original rental contract and rental invoice;
Rental of commercial housing: provide the proof (original) issued by the real estate management department of the place where the housing accumulation fund is deposited that the employees and their spouses have no real estate.
Precautions:
65438+
Employees in Xinjian District, Nanchang County, Anyi County, Jinxian County and Wanli District need to issue a certificate of no real estate to the local real estate management department.
2. In principle, the withdrawal amount in the employee housing provident fund personal account is paid to the employee himself by transferring it to his bank card account.
3. Employees applying for withdrawal of housing provident fund shall handle it by themselves. If you can't handle it yourself, you can entrust your spouse to handle it. The agent shall provide the original ID card of the agent.
4. Relevant policies and business handling guidelines can be inquired through the website, WeChat official account, mobile APP or obtained from the management center.
Processing flow: individual application-management center approval-management center payment.
Time limit for processing: if the materials are true and complete, they will be settled at that time; If in doubt, make an audit opinion on whether to approve the withdrawal within three days.
Service hours: every Monday to Friday from 9: 00 am to 12: 00 am.
13:30 pm-16:30 pm
Website: www.ncgjj.com.cn
Nanchang housing provident fund management center. public welfare
National housing provident fund service hotline: 12329