Is the loan center a bank loan?
Not necessarily! Formal licensed institutions or platforms can lend money, so the loan center is not necessarily a bank loan, so when you apply for a loan on the loan platform, if it passes, it will indicate in the loan contract which institution issued the money.
Extended data
The loan assistance business involves the funder and the lender.
Among them, from the source of funds, banks, insurance companies, trusts, finance companies, small loan companies, consumer finance companies and so on. May become a fund provider. However, in terms of scale, banks account for the largest proportion of funds (because the funds behind many trust plans also come from banks) and are the most important lenders.
Lenders can be divided into licensed institutions and non-licensed institutions. The former can be divided into two categories: banks (which can be investors and lenders of other banks, such as Wangxin Bank and Weizhong Bank) and some financial technology companies (which usually conduct business through their licenses, such as small loans, online small loans, financing guarantees, etc.).
Unlicensed lending institutions include some financial technology companies, P2P platforms and data companies. There are no small loans, online small loans, financial leasing, financing guarantees and other licenses. Under the new regulatory requirements, these institutions are not allowed to directly participate in the issuance of loans (that is, joint loans), mainly to provide customers, risk control and other services for the funders.
What's the use of helping loans?
Because loan counseling is like a doctor:
1, how to help you get the maximum interest rate discount!
2. Tell you what kind of interest cost you can get directly!
3. What about those problems that sound like big problems, such as information integrity, credit problems, rejection, and bank liquidity?