1, Ping An Yuexiang Old-age Security is a kind of old-age security, which can return the survival money when it expires, in addition to returning money, it also provides death protection. It should be noted that the prerequisite for receiving the due survival allowance is that the insured must survive when the insurance contract expires. If it meets the requirements, the insurance company will return the due survival fund in one lump sum according to the premium paid by the basic insurance amount 100%+100%.
2. Ping An Yue enjoys a wider insurance age in terms of old-age security. The minimum insured age is 28 days after birth, and the maximum insured age is 65 years old. The minimum payment period is 3 years and the maximum payment period is 30 years. Consumers can choose flexibly according to actual needs.
1. Insurance comes from offshore lending. In the Middle Ages, Italy had high-risk loans. The interest rate of risk loan is similar to today's insurance premium, but it has dropped because its high interest rate is forbidden by the church. 1384, the first insurance policy appeared in Pisa, and the modern insurance system was born.
2. Insurance has gradually developed from the form of mutual assistance in the embryonic period to risk lending, to marine insurance contracts, and then to marine insurance, fire insurance, life insurance and other insurance, and gradually developed into modern insurance.
3.17th century, after the European Renaissance, British capitalism developed greatly. After large-scale colonial plunder, Britain gradually developed into a British empire with monopoly advantages in world trade and shipping, which provided conditions for British businessmen to carry out worldwide marine insurance business. The insurance broker system also came into being. /kloc-In the middle of the 0/7th century, Edward Lloyd opened Lloyd's Cafe on the Thames, which became a place for people to exchange shipping information, buy insurance and talk about business news. Then he started insurance business in a cafe. 1696 Lloyd's Cafe moved to London Financial Center and became the predecessor of Lloyd's.