ICBC credit card withdrawal methods include:
1. Customer Service Telephone Withdrawal: Cardholders can call ICBC Credit Card Center at 95588 and press 9 to transfer to manual service. Apply directly to the customer service staff to increase the credit card limit of ICBC. This method is simple to operate and suitable for all cardholders.
2. Fax withdrawal: Cardholders can call 95588-6 to fax the credit card withdrawal application form, fill in the relevant information correctly, and fax the receipt to ICBC customer service. The credit card transfer application form is submitted to the local credit card center. If it meets the transfer criteria, it can be successfully processed within a few working days.
3. Self-service terminal withdrawal: At present, there are self-service terminals in some areas, and users in those areas can also make self-service withdrawals with credit cards through multimedia terminals in business outlets. ICBC credit card users can also apply to the local credit card center for temporary adjustment of the quota on major festivals or for the needs of large-scale consumption.
4. Counter withdrawal: Cardholders can bring their ID cards, credit cards and other relevant supporting materials to the counter of bank outlets to find relevant staff to withdraw credit cards.
For more information about how to withdraw ICBC credit cards, please visit: See More.
How to refund the credit card of ICBC?
ICBC's new credit card must be used for more than 6 months. When applying for increasing the credit line, we will check the consumption situation in recent months. Therefore, use more credit cards before increasing the credit limit, which makes it easier to increase the credit limit. When increasing the credit line, you can also submit financial proof to let the bank know the repayment ability, so that the bank will be happy to increase the credit line.
ICBC credit card withdrawal method: 1. Search for "ICBC" in the computer browser, then enter official website, select "Credit Card-Line Adjustment", then fill in the information as prompted, and finally submit, ICBC will adjust the line for you according to the information; 2. Log in to ICBC e Life on your mobile phone, then click "Use Card", select to adjust the permanent or temporary limit, and follow the prompts. 3. Dial 95588 directly with your mobile phone, then select "6 Credit Card Service -9 Manual Service", and then choose to apply for credit card limit adjustment.
How to increase the credit card limit of ICBC
There are three common ways to increase the credit card limit of ICBC:
First, brush the stars and improve the star rating.
ICBC's credit card has a star rating. The more stars, not only help to apply for a large credit card, but also help to increase the quota. If you run a savings card at ICBC, you will have a star rating.
Second, the consumption withdrawal method
There must be at least 25 irregular consumption records every month. The larger the credit card limit, the better, but don't blow up the card. Once the limit is exceeded, it will give the bank a bad impression of spending too much money.
Call to apply for withdrawal after three months, whether it is temporary or permanent, and accept it. After the withdrawal is successful, you should make a phone call to apply for withdrawal and explain the withdrawal situation. It's best to explain the reason why the amount is not enough, and keep calling for withdrawal until it can't be withdrawn.
Three. Precious metal extraction method
This party needs to open ICBC online banking before using it, and at the same time bind the credit card to the online banking U shield to purchase more than 2,000 precious metal transactions. It can buy three pieces at a time for three days in a row. After almost 50 times, it can call customers and ask for a fixed amount. The reason is very simple, that is, it requires a lot of consumption.
Extended data:
ICBC credit card quota promotion needs to meet the following conditions:
1. ICBC's credit card limit needs to be activated by users for more than half a year. ICBC credit card holders can apply to the credit card center to increase the limit.
2. For the first withdrawal, you need to use the card for more than half a year, and it is in normal use (generally, the average monthly consumption is required to be above 30%/ limit) and there is no bad record in the last six months. Peony credit card has a fixed amount and does not provide adjustment service.
3. In addition, the repayment credit status without bad records within half a year is only the basic condition for ICBC to increase the credit card limit. Whether the withdrawal can be successful and how much the amount can be increased depends on the average monthly consumption amount and consumption type of the cardholder.
Baidu Encyclopedia-Credit Card Withdrawal Technology
Industrial and Commercial Bank of China-Credit Line Adjustment
How to withdraw cash from ICBC credit card?
As one of the four major banks in China, ICBC's credit card ranks first in the number of cards issued in China. There are many cardholders who hold ICBC credit cards, and it is also very difficult to apply for credit card thresholds and withdraw cash. Many cardholders of ICBC said that they have used their cards for many years, but the quota has never been greatly improved. Today, Xiao Qin will share with you the special operation method of ICBC's credit card withdrawal, hoping to help you!
First, diversified consumption.
As long as you spend more credit cards, it is very helpful for credit card withdrawal. Regardless of size or quantity. If you spend in a single merchant for a long time, it will be more difficult to raise the amount. ICBC pays little attention to the quality of merchants and has no special requirements for high-end merchants. As long as the number of swipes is large and the merchants are diversified, you can swipe your card at least 25 times a month to avoid one-time swiping more than 60% of the credit card limit.
Second, establish a star rating.
Card friends who are familiar with ICBC know that the star rating of ICBC is the standard to measure the credit line of ICBC. The higher the star rating, the higher your credit card limit at ICBC. In the past, you could quickly reach the standard by swiping the star with a savings card, but now the card-breaking operation directly shattered this way. At present, the star-making method with the lowest cost and the lowest threshold is to quickly create the demand for improving the star rating by creating the effective flow of the savings card every month.
Third, the curve of the amount of two certificates
I believe that card friends are familiar with curves. By applying for a second card, when the amount of the second card is higher than that of the first card, the curve is successful. It's easier said than done. I believe that most card friends have tried this method themselves, and many card friends have failed, because card selection, the use of the original card and the timing of the curve are very important to the success of the curve. If you blindly curve, it will only lead to the same amount of two cards and one card, which will lead to the failure of the curve! In the evening live class, the teacher has practical skills to talk about two cards of curve (international cards). This method can basically achieve the success of 100% curve. If you are interested, you can consult Xiao Qin to learn the detailed curve method.
Fourth, build financial e-loan.
I believe everyone is familiar with e-loan, and its credit line and credit card line are shared by * * *. Create an ICBC e-loan line, and then apply for a new card. The e-loan line can be changed into a credit card line, with a maximum of 30w! If you don't know any card friends before, you can consult Xiao Qin for detailed methods.
Verb (short for verb) Good credit information.
ICBC's credit card has a three-day repayment grace period. If it is not returned after 3 days of repayment date, it will be used for credit investigation. Now the importance of credit reporting need not be repeated by Xiao Qin. You card friends need to pay attention.
This concludes the introduction of how to withdraw cash from ICBC credit cards and the eight withdrawal methods of ICBC credit cards. I wonder if you found the information you need from it?