Through the joint efforts of the people of the province, a social credit system supported by morality, based on property rights and guaranteed by law has been formed, which has significantly enhanced the credit awareness of the whole society, improved the credibility of the government and the integrity of enterprises, institutions and citizens, punished dishonesty, further improved the market economic order and promoted the all-round economic and social development of the province. Two, the people's governments at all levels and their subordinate departments should according to the actual situation of the region, the department, in strict accordance with the law, improve the credibility of the government as the core, strengthen the construction of government credit.
Strictly administer according to law, deepen the reform of administrative management system, transform government functions, simplify procedures and improve administrative efficiency. Improve decision-making procedures, openly solicit public opinions on major decisions involving citizens' vital interests, and improve the democratic and scientific level of decision-making. We will continue to implement and improve the systems of government procurement, openness of government affairs, social commitment and convenience services. People's governments at all levels and their subordinate departments should honor their promises to the public and win the trust of the people. We will continue to rectify and standardize the market economic order and severely punish all kinds of illegal and criminal acts that undermine market credit.
Improve and implement the administrative law enforcement responsibility system and the administrative fault accountability system, strengthen administrative supervision, and promptly correct and deal with administrative inaction, abuse of power, unfair law enforcement, abuse of power and other acts. Strengthen the education of civil servants' integrity, standardize administrative behavior and act in strict accordance with the law. Start a pilot project of credit evaluation of government departments and establish a government credit evaluation mechanism. The evaluation of administrative organs and their staff should evaluate the performance of their duties and commitments, and list the integrity record as one of the contents of the evaluation of administrative organs and their staff as the basis for appointment, dismissal, rewards and punishments.
People's governments at all levels shall organize the liquidation of debts owed by the government, formulate specific debt repayment plans, and pay off debts by stages. The provincial people's government shall urge the people's governments of cities and counties to repay their debts. People's governments at all levels should strictly control the scale of borrowing, establish a debt responsibility system and supervision mechanism, strengthen the management of public financial funds, ensure their safety, and report the borrowing and repayment of debts to the people's congress at the same level or its standing Committee. 3. Enterprises and institutions should establish and improve internal credit supervision system, credit investigation, credit evaluation, credit file management and other mechanisms in accordance with relevant national laws and regulations, define and standardize credit behavior, strengthen credit self-discipline, operate according to law, establish a career in good faith, carry out standardized production and operation, enhance quality awareness, establish brand and reputation concepts, and comprehensively improve production and operation, tax payment, credit financing and current accounts.
The people's governments at all levels and their relevant departments shall strengthen the guidance on the credit construction of enterprises and institutions, and help and urge them to establish a credit management system. Continue to carry out product quality and consumer service credit evaluation activities, and comprehensively improve the quality of products and services of enterprises and institutions. Fourth, individual citizens should strengthen their moral cultivation and conduct, regard honesty and trustworthiness as the basic code of conduct, strictly fulfill their legal obligations, consciously abide by professional ethics and social ethics, be honest and trustworthy, and cherish and cherish their reputation.
Strengthen the credit supervision of employees in key areas and key groups, and gradually establish a personal credit inquiry and consulting service system by region or industry. First, collect, sort out and evaluate the personal credit information of legal representatives, certified public accountants, appraisers, lawyers, auctioneers, tour guides, medical practitioners, employees in franchise industries, individual industrial and commercial households and consumer credit objects of enterprises and institutions, and make it public according to law. Five, the establishment of intermediary service institutions market access, supervision and withdrawal mechanism. Formulate the qualifications and market access standards of various credit reporting agencies, credit evaluation agencies and credit guarantee agencies, and implement the qualification examination and credit examination system for employees. Intermediary service institutions shall bear business responsibilities with their own credit and necessary capital, provide credit products and services to all sectors of society objectively and fairly, and cancel their practice licenses according to law for intermediary service institutions that have caused serious consequences by false certification, false statements, false assessments and false certificates, and revoke their practice certificates according to law for relevant responsible persons.
Support and encourage the establishment of industry organizations and establish peer supervision mechanisms. All trade organizations should strengthen members' awareness of keeping promises and safeguarding rights, formulate trade credit development plans and trade credit codes, urge members to improve the quality of products and services, and deal with members' violations according to the articles of association. Six, all kinds of financial institutions should strengthen internal management and credit monitoring of credit objects, * * * with the establishment of Hainan financial security zone, improve the credibility of financial institutions. Financial institutions should improve the construction of financial credit database, strengthen loan credit evaluation and risk management, improve the financial credit rating system, improve the authorized credit mechanism, safeguard the security of financial assets, and prevent and resolve financial risks.