What's the difference between personal reputation and personal credit reporting?

"Personal credit report is a report that records everyone's daily use of credit cards and loans to reflect personal credit status.

Personal credit investigation refers to the activities of personal credit investigation institutions established according to law to collect and process personal credit information and provide personal credit information inquiry and evaluation services according to the requirements of users.

Personal credit report plays an important role in many fields, such as mortgage, credit card, private lending, job hunting, renting and so on. Personal credit report is a paper report that directly reflects personal credit.

If you want to check personal credit, you only need two steps to find it.

1. Open the browser, open the Credit Information Center of the People's Bank of China, verify the problem after registering and logging in, wait patiently for the 24-hour verification code to be issued, enter the verification code to find your own short version of credit information, and only find the short version of credit information.

If the first way is troublesome, then the second way is simpler and more convenient. You can open: deep search data, query, input information to query your own credit data, which come from online lending platforms and UnionPay centers all over the country. Users can query their own big data and credit status, obtain various index data, and query their own personal credit status, blacklist status, online loan application record, application platform type, overdue amount, arbitration cases, dishonesty information and other important data information. "