Can Baoji Panlong New District buy a house?
The house in Baoji Panlong New District is OK. The price of commercial housing in Baoji changed from the downturn in the previous two months. In March, the transactions between Jintai and Weibin were hot, which raised the average residential price to 5,257 yuan/square meter, a slight increase from the previous month and a year-on-year increase of nearly 4%. The average price of housing in Baoji is low, mainly because the suburban counties have lowered the housing prices in Baoji. In fact, in the central city, the housing prices are not low, such as high-end buildings such as Huaxia Ecological Age, Shigu Tianxitai, Huaxia Ecological Age, Shui Mu Tsinghua, and Senali, a century new city in the three places, with an average price of more than 7,000 yuan/square meter. And some housing prices in chencang district are just over 4,000.
In fact, Panlong New District should be the most potential site, with rich land resources and open terrain, close to Baoji administrative center and within a radius of 5 kilometers. Now the infrastructure construction is very fast, the main roads have reached a considerable scale, the urban skeleton is taking shape, and the latest real estate price is only more than 3,000 yuan, which can be described as the low-lying value of Baoji and has great appeal to the people who just need it. There are many universities and well-known private schools here. In the future, the number of students alone may exceed 65,438+10,000, and the school district will also become a beacon here.
How to mortgage the house
First, apply for a mortgage loan in the bank, fill in the form and submit the required materials. Then the staff will make a preliminary inspection, and if there is no problem, they will go to the real estate appraisal to make a report. Then the bank will carry out the approval process according to the materials and reports, and sign the loan contract and notarize it after passing. Finally, apply to the real estate bureau for mortgage, and loan to the applicant after success.
The length of mortgage loan is closely related to personal qualifications. If the applicant's credit information is good, it shows that he has good repayment ability. Generally, he applies for a loan, and the approval is easy to pass. In addition, the mortgaged property must be uncontroversial, and there has been no mortgage loan before. If an individual has other loans, he must pay them off before applying for a mortgage.
After reading all the knowledge mentioned in this article, I learned whether the house in Panlong New District of Baoji can be bought. Houses in this place can be bought, and the surrounding facilities are relatively complete, but it should be decided according to everyone's views. Everyone has different opinions and the corresponding decisions are different. I also learned how to mortgage a house.