What are the requirements for applying for a small loan company license?

Conditions for applying for a small loan company license:

(1) applicant company

1, registered capital

(a) the registered capital of a limited liability company is not less than 300 million yuan;

2. In the case of a joint stock limited company, the registered capital shall not be less than 400 million yuan;

2. Requirements of senior management

A. Directors and supervisors have been engaged in economic-related work for more than 3 years and have college education or above;

B. Senior managers have been engaged in financial-related work for more than 5 years and have a bachelor's degree or above;

(and at least one credit executive)

(2) Main promoters

1, with net assets of not less than 200 million yuan and asset-liability ratio of not more than 60%;

2. It has been profitable continuously in the last three years, with a total net profit of not less than 60 million yuan and a total tax payment of not less than 6,543,800 yuan;

(3) Other promoters.

65,438+0, net assets of not less than 6,543,800 million yuan, and asset-liability ratio of not more than 60%;

2. It has been making profits continuously for the past two years, with a total accumulated net profit of not less than 20 million yuan and a total accumulated tax payment of not less than 6 million yuan.

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