The content of the new liability limit scheme is as follows: 1. The compensation limit for road traffic accidents of insured motor vehicles is: the compensation limit for death and disability is 1 1 ten thousand yuan; The compensation limit for medical expenses is 1 1,000 yuan; The compensation limit for property losses is 2000 yuan. 2. The liability-free compensation limit for road traffic accidents of insured motor vehicles is: the compensation limit for death and disability is1.1. The compensation limit for medical expenses is 1000 yuan; The compensation limit for property losses is RMB 100.
In the insurance rate scheme submitted by China Insurance Association recently approved by China Insurance Regulatory Commission, 16 of the 42 cars in the basic insurance rate table was lowered by the new insurance rate scheme, with the range of 5% to 39%, and the average reduction range was about 10%.
The new liability limit and rate scheme of compulsory insurance will be implemented from 0: 00 on February 1 2008. Among them, for the compulsory insurance policy whose insurance period has not yet ended, if a road traffic accident occurs after 0: 00 on February 1 2008, it shall be implemented according to the new liability limit; If a road traffic accident occurred before 0: 00 on February 1 2008, it shall still be implemented according to the original liability limit.
Previously, on June 5438+February 14, 2007, the CIRC held a hearing on the rate adjustment scheme attended by the insured, the public, experts and consumer associations, and fully listened to the opinions of all sectors of society on the rate adjustment scheme proposed by the China Insurance Association. According to the relevant provisions of the Regulations on Compulsory Motor Vehicle Traffic Accident Liability Insurance, on the basis of comprehensive analysis of the opinions of all parties at the hearing, the CIRC and the relevant ministries and commissions have determined the adjustment plan for the liability limit of compulsory traffic insurance.
It is reported that in order to strengthen the management of compulsory insurance business, the China Insurance Regulatory Commission recently issued the Notice on Strengthening the Management of Compulsory Insurance. The "Notice" made specific arrangements and requirements for improving the claims service of compulsory insurance, strengthening the accounting management of compulsory insurance, improving the information disclosure system of compulsory insurance, increasing the cost control of compulsory insurance, and doing a good job in switching between old and new compulsory insurance. Among them, in order to simplify the claims procedure of those who are not responsible for compulsory insurance and improve the efficiency of claims, the Notice requires all insurance companies to fully implement the simplified handling mechanism for property claims of those who are not responsible for compulsory insurance from February 1 2008; At the same time, the notice requires all insurance companies to strengthen the cost control of compulsory insurance, effectively reduce the burden on policyholders and improve the information disclosure system of compulsory insurance; Local insurance regulatory bureaus are required to strengthen the supervision of the authenticity of the data of compulsory insurance in the branches of insurance companies within their jurisdiction, focus on checking the branches with high fees for compulsory insurance, and seriously deal with all kinds of illegal acts.