1. According to your situation, I recommend you to buy a second-hand house with one room and one living room, with a total price of 300,000-400,000;
2. You can make a down payment of 30% about 654.38+ million, and apply for provident fund loans for the rest, with low interest;
3. After paying the down payment of 6,543,800 yuan, the remaining 20,000 yuan can be simply decorated. If you buy a decorated house, you can keep it for later use.
4. The following is some information about one-bedroom and one-bedroom houses for your reference:
Shuanghe new village
Intersection of Shimen Road and National Highway 3 12
It covers an area of 56 square meters with a total price of 300,000 yuan;
Huilong garden
Near the vegetable market in northern Shaanxi
The area is 46 square meters.
Total price 3 10000.
A Bin, a real estate agent, will answer your questions.