Is the excellent job loan of Dongguan Bank true?

Dongguan Bank's excellent job loan is true, and its advantage is that it is online all the time, and the loan can be released within one hour at the earliest; No unit seal is required. Both husband and wife can apply separately, without affecting the quota. Age required for excellent job loan: 23-60 years old. Maximum amount: 6,543,800 yuan+0,000 yuan. The longest term 120 months, and the amount is repaid with the loan (no penalty). Interest: 4.8% for one year and 5.4% for two to five years.

First, the provisions of major banks to repay loans in advance.

1. If the loan of China Construction Bank needs to be repaid in advance for less than one year, 3% of the prepayment amount will be charged. 1 2 years is 2%, and 2 to 3 years is 1%. 2. If the loan of the Agricultural Bank is repaid in advance for less than one year, it shall be collected at the monthly interest rate of the principal. After one year of loan, no penalty will be charged. 3. If ICBC prepays for less than one year, it will be charged at 5% of the prepayment amount. Repaying the loan one year in advance, like ABC, does not charge liquidated damages. 4. If China Bank prepays for less than one year, it will charge a penalty of up to six months' interest, and then prepay one year later. Like the Agricultural Bank, it will not be fined. 5. The prepayment amount of Bank of Communications loan is stipulated, which is at least 6 times of the monthly repayment amount. Some people who repay their loans in advance can repay their loans for free once a year.

2. Loan materials and interest.

1. Married people should provide marriage certificate and spouse ID card. 2. Information on loan use. Such as business license, purchase order, purchase contract (or purchase order), etc. 3. Personal (or family) income certificate. 4. Proof of family property. 5. Patient data required by the bank. 6. Loan interest. It is closely related to the lender's personal credit information, income, assets and spouse's personal qualifications.

To sum up, excellent job loans are flexible to use and convenient to repay. You can apply for loans or repayments through online banking and other channels. Online banking applies for a loan without providing any information, and the loan funds will arrive immediately. The term is flexible and the interest is calculated on a daily basis. You can repay the loan in advance at any time from the next day, and no prepayment fee is charged.