From the development of foreign financial and business knowledge, microeconomic theory has increasingly become the basis of financial and business knowledge research. Some standard analytical tools of microeconomics, such as supply and demand model, indifference curve, Edgeworth box diagram, and basic analytical methods of microeconomics, such as general equilibrium, local equilibrium and marginal analysis, have actually become important tools and means for the research and analysis of financial business knowledge.
Even some western economists no longer regard financial and business knowledge as an independent discipline, but as a field of applied microeconomics. Of course, this view is one-sided and overemphasizes the identity between microeconomics and financial and business knowledge, but we can also see that the study and research of financial and business knowledge cannot be separated from microeconomics. Therefore, to learn financial and business knowledge well, we must first lay a good foundation of microeconomics.
Second, learning financial and business knowledge well requires a certain econometric foundation.
The research methods of financial quotient knowledge can be divided into qualitative analysis and quantitative analysis. Qualitative analysis means that people infer social and economic problems or phenomena according to their own knowledge, intuition and insight into things, and get the analysis results step by step.
Three, learning financial knowledge must adhere to the principle of combining empirical analysis with normative analysis.
Marxist scientific methodology requires people to adhere to materialist dialectics in their study and scientific research activities, that is, on the one hand, to explain the true colors of things realistically, on the other hand, to analyze the true colors and original states of things. Explaining and explaining what things are belongs to empirical analysis, and clarifying what things should be belongs to normative analysis.
Fourth, to learn financial and business knowledge well, we should also adhere to the learning method of integrating theory with practice.
Financial quotient knowledge is a science to study government revenue and expenditure activities. Its research materials come from a large number of financial practice activities, and the research results will eventually be applied to the government's financial activities.
Therefore, to learn financial and business knowledge well, we should pay attention to all kinds of financial problems and financial phenomena in daily life, find problems from practice, and combine the observed financial problems and financial phenomena with the study and research of financial and business knowledge, so as to study and research with problems.
Fifth, to learn financial and business knowledge well, we should learn more about the history of financial and business knowledge.
Modern financial theory evolved and developed from the early theory of financial and commercial knowledge, so it helps us to know more about the history of financial and commercial knowledge. For example, with regard to the impact of public debt on the economy, modern financial theory holds that excessive issuance of public debt will lead to tight supply and demand of funds in the capital market, which will lead to an increase in market interest rates and increase the cost of private investment, thus forcing some investors to give up investment and producing a "crowding out effect" on private investment.
In fact, many classical economists (including Adam Smith himself) put forward this view on the effect of public debt as early as Adam Smith's time. Therefore, the view that public debt will crowd out private investment in modern financial theory can only be regarded as a "neoclassical" public debt theory. It is discussed in modern financial theory. Mastering historical financial theory is not only beneficial to our understanding of the development of financial theory, but also beneficial to learning contemporary financial and commercial knowledge.