Question 1: Is Harbin Bank an official part of the country? First of all, China People's Bank is not a commercial bank, but a bank managed by administrative units, while China Agricultural Bank, China Industrial and Commercial Bank, China Construction Bank and China Bank are all state-controlled commercial banks. Harbin Bank is a new type of joint-stock commercial bank rising in Northeast China in recent years, and it is the only joint-stock commercial bank with legal personality in Harbin.
Question 2: What kind of bank is Harbin Bank? State-owned enterprises or private enterprises? Harbin Bank is a joint-stock bank. Its shareholders are not only state-owned legal persons such as Harbin Economic Development and Investment Company, but also some private legal persons and even natural persons, so it is a mixed system.
Question 3: Is Harbin Bank a state-owned enterprise? Is it reliable? Is it stable in ICBC? Harbin bank is not a state-owned bank, but a joint-stock bank, that is, a private bank. And ICBC are unstable.
Question 4: What is the staffing of Harbin Bank? Most of them are enterprise contract system, except the People's Bank of China, and a few are career establishment.
Question 5: What is the nature of Harbin Bank? State-owned enterprises or private enterprises? state-owned enterprise
Question 6: Is Harbin Bank a state-owned bank? It is a state-owned bank and will not fail.
Question 7: Harbin Bank introduced that Harbin Bank is a new joint-stock commercial bank rising in Northeast China in recent years, and its headquarters is in Harbin. At present, there are 0/5 branches in Harbin, Tianjin, Chengdu, Shenyang, Dalian, Chongqing and Jiamusi, and 24 village banks have been established in Beijing, Shenzhen, Jilin, Gansu, Chongqing and Heilongjiang, with more than 200 business institutions and more than 6,000 employees all over the country, covering more than 50% of institutions in provinces, cities and counties. Harbin has achieved full coverage. By the end of 20 1 1, the total assets were 202.499 billion yuan, the deposit balance was14163.8 billion yuan, the NPL ratio was 0.67%, the net profit was170.8 billion yuan, and the profitability was in the forefront of Heilongjiang province. According to the statistics of China Banker magazine 20 1 1, the bank ranks fourth in the competitiveness of city commercial banks with assets exceeding10 billion yuan, and sixth in the comprehensive competitiveness ranking of Asian small and medium-sized banks in 2 1 Century Business Herald. By the end of 20 12, the total assets were 270.409 billion yuan, the deposit balance was18865438+68 million yuan, the NPL ratio was 0.67%, and the net profit was 2.873 billion yuan. According to the statistics of China Banker magazine in 20 12, the Bank ranked fifth in the competitiveness of city commercial banks with assets exceeding10 billion yuan, and sixth in the comprehensive competitiveness of Asian small and medium-sized banks in 2 1 20 Century Business Herald. 1February 1997, Harbin City Cooperative Bank was established. 1February 1998, Harbin City Cooperative Bank was renamed Harbin Commercial Bank. On June 5, 2007, with the approval of China Banking Regulatory Commission, it was renamed Harbin Bank. Harbin, Shuangyashan, Shenyang, Dalian, Tianjin, Jixi, Chengdu, Hegang, Suihua, Chongqing, Daqing, Qitaihe, Mudanjiang, Jiamusi, Qiqihar Branch 15, and 24 village banks have been established in Beijing, Shenzhen, Jilin, Gansu, Chongqing and Heilongjiang. Since the establishment of 15 years ago, it has continuously deepened reforms, pioneered and innovated, prevented and resolved risks, improved asset quality, and built core competitiveness, and embarked on a track of sustained, healthy and rapid development. At the end of June 2007, the total assets were 50 1 0.20 billion yuan, an increase of1times compared with the beginning of its establishment; The balance of various deposits was 41400 million yuan, an increase of 10 times; The loan balance was 27.4 billion yuan, an increase of 8 times; The accumulated profit was 65.438+0.5 billion yuan, a year-on-year increase of 265.438+0 times; The number of customers reached more than 6.5438+0.5 million, an increase of 20 times, the non-performing rate decreased by 80%, and the capital adequacy ratio met the regulatory requirements. In 2009, the total assets were 84.5 billion yuan, the balance of deposits was 74.8 billion yuan, the balance of loans was 43.3 billion yuan, and there were 3,579 employees. According to the latest risk management rating of China Banking Regulatory Commission, Harbin Bank has reached Class II standard and entered the ranks of domestic advanced banks. The total assets are 501.200 million yuan, which is 1 1 times higher than that at the beginning of its establishment. The balance of various deposits was 41400 million yuan, an increase of 10 times; The loan balance was 27.4 billion yuan, an increase of 8 times; The accumulated profit was 65.438+0.5 billion yuan, a year-on-year increase of 265.438+0 times; The number of customers reached more than 6.5438+0.5 million, an increase of 20 times, the non-performing rate decreased by 80%, and the capital adequacy ratio met the regulatory requirements. 20 1 1 year, with total assets of 202.499 billion yuan, deposit balance of14163.8 billion yuan, non-performing rate of 0.67%, net profit of170.8 billion yuan, and its profitability ranks among the top in Heilongjiang province. In 20 12, the total assets were 270.409 billion yuan, the deposit balance was18865438+68 million yuan, the NPL ratio was 0.67%, and the net profit was 2.873 billion yuan. According to the statistics of China Banker magazine in 20 12, the Bank ranked fifth in the competitiveness of city commercial banks with assets exceeding10 billion yuan, and sixth in the comprehensive competitiveness of Asian small and medium-sized banks in 2 1 20 Century Business Herald.
Question 8: Is Harbin Bank the National Development Bank? No, Harbin Bank is the only joint-stock commercial bank with legal personality in Harbin.
Question 9: Is it true that Harbin Bank will close down? Who said that? This is just a rumor.
Question 10: What happened to Harbin Bank? How is it different from other banks? Harbin Bank is the only joint-stock commercial bank with legal personality in Harbin. Established in February 1997, formerly known as Harbin city cooperative bank. On 1998, it was changed to Harbin Commercial Bank, and in 2007 10, China Banking Regulatory Commission approved its name change to Harbin Bank. There are 18 banks within the jurisdiction, 2 branches and 120 business banks. Since its establishment ten years ago, it has continuously deepened reform, pioneered and innovated, prevented and resolved risks, improved asset quality and built core competitiveness, and embarked on a track of sustained, healthy and rapid development. By the end of June, 2007, the total assets were 501.20 billion yuan, an increase of 1.6 times compared with the beginning of its establishment. The balance of various deposits was 41400 million yuan, an increase of 10 times; The loan balance was 27.4 billion yuan, an increase of 8 times; The accumulated profit was 65.438+0.5 billion yuan, a year-on-year increase of 265.438+0 times; The number of customers reached more than 6.5438+0.5 million, an increase of 20 times, the non-performing rate decreased by 80%, and the capital adequacy ratio met the regulatory requirements. In 2006, Harbin Bank was rated as the 30 most competitive city commercial banks in China. In the ranking of China 100 banks published by Banker magazine in 2006, the comprehensive strength ranked 27th, and the national city commercial banks ranked 10. President Guo Zhiwen won the National City Commercial Bank Person of the Year in 2005.
Is Harbin Bank a formal part of the country?
Harbin Bank is the only joint-stock commercial bank with legal personality in Harbin, and it is a regular bank. The difference between Harbin Bank and the four major banks is that Harbin is a local joint-stock commercial bank, while the four major banks are state-managed commercial banks.
1February 1997, Harbin City Cooperative Bank was established. 1998, Harbin City Cooperative Bank was renamed Harbin Commercial Bank. On June 5, 2007, with the approval of China Banking Regulatory Commission, it was renamed Harbin Bank. Harbin Bank is the first city commercial bank in China to acquire urban credit cooperatives within its administrative region and set up county branches.
Extended data:
Article 11 of the Law of People's Republic of China (PRC) City on Commercial Banks, the establishment of a commercial bank must be examined and approved by the the State Council Banking Regulatory Authority. Without the approval of the the State Council Banking Regulatory Authority, no unit or individual may engage in commercial banking business such as absorbing public deposits, and no unit may use the word "bank" in its name.
Article 12 To establish a commercial bank, the following conditions shall be met:
Having articles of association that conform to this Law and the Company Law of People's Republic of China (PRC);
Having the minimum registered capital that meets the requirements of this Law;
Having directors and senior managers with professional knowledge and business experience;
Having a sound organizational structure and management system;
Having business premises, safety precautions and other business-related facilities that meet the requirements.
The establishment of commercial banks should also meet other prudential conditions.
Baidu Encyclopedia-Harbin Bank
Is Harbin Bank the National Development Bank?
Is Harbin Bank the National Development Bank?
No, Harbin Bank is the only joint-stock commercial bank with legal personality in Harbin.
What kind of bank does Harbin Bank belong to?
Harbin Bank is a joint-stock commercial bank with legal personality. It was established in February of 1997 and is headquartered in Harbin. 2065438+March 3 1 2004, Harbin Bank was successfully listed on the main board of Hong Kong Stock Exchange. It is the third city commercial bank to land in Hong Kong capital market in China and the first listed commercial bank in Northeast China.
Harbin Bank has set up 17 branches in Tianjin, Chengdu and Harbin, and initiated the establishment of 32 village banks in Beijing, Guangdong, Heilongjiang and other 14 provinces and cities. By the end of 20 18, 12 and 3 1, there were 368 banking institutions in Harbin, with branches covering 7 administrative departments in China.
Personal businesses that Harbin Bank can handle include wealth management, personal savings, personal loans, overseas finance, private banking, credit cards and so on. As of June 30th, 20 19, the total assets of Harbin Bank were 623.4347 billion yuan, ranking 2 17 in the list of "Top 500 Global Bank Brand Values" in 20 19.
The corporate business handled by Harbin Bank includes corporate financing, corporate deposit, corporate financing, bill business, RMB settlement business, intermediary business and modern agricultural services. RMB settlement business includes RMB settlement business of enterprises such as checks, promissory notes and drafts, and corporate financing includes company agreement deposits and company notice deposits.
What kind of bank is China Development Bank?
It is a central financial enterprise. CDB is the largest development financial institution in the world, and also the largest foreign investment and financing cooperative bank, medium and long-term credit bank and bond bank in China. Established in 1994, China Development Bank is a policy bank directly under the State Council. In February 2008, it was reorganized into China Development Bank Corporation. From 2065438 to March 2005, the State Council clearly defined CDB as a development financial institution.
20 15 On March 20th, the State Council approved the deepening reform plan of China Development Bank. The goal of CDB's deepening reform is to establish a market-oriented operation and restraint mechanism closely around the major long-term development strategy of serving the national economy.
Efforts will be made to build CDB into a development financial institution with sufficient capital, standardized governance, strict internal control, safe operation, high-quality service and excellent assets, further exerting the functions and functions of development finance in key areas, weak links and critical periods, and promoting the sustained and healthy development of the national economy.
Class B time deposit of Harbin Bank, is it reliable?
reliable
Harbin Bank's time deposit is guaranteed. Harbin Bank is a national formal commercial bank approved by CBRC. If a regular commercial bank holds insurance, according to the regulations of the China Banking Regulatory Commission, if the commercial bank goes bankrupt, the insurance company will pay the depositors within 500,000 yuan, and those over 500,000 yuan will be paid according to the assets at the time of bank bankruptcy. As long as commercial banks operate normally, they are still relatively secure, but don't put a lot of money in one bank.
Is Harbin Bank Deposit Safe in 2022?
Safe.
Harbin Bank is a national formal commercial bank approved by CBRC to operate insurance. According to the regulations of the China Banking Regulatory Commission, even if the bank goes bankrupt due to operational problems, it will be paid by the insurance company, so it is safe to deposit it in Harbin Bank.
Harbin Bank, headquartered in Harbin, is the only joint-stock commercial bank with legal personality in Harbin, Heilongjiang Province. Harbin, Tianjin, Chengdu, Shenyang, Dalian, Chongqing and Jiamusi have 15 branches.
Which bank does the head office of Harbin Bank belong to?
Home Q&A Fund Q&A Details
What bank does Harbin Bank belong to? What's the difference between Longjiang Bank and Harbin Bank?
May 2020 17 13:45304 Current answer
Simply put, Longjiang Bank belongs to the Provincial Department of Finance and Harbin Bank belongs to the Municipal Finance Bureau. At present, Harbin Bank has a large scale and many branches in other provinces, but its development potential and speed are not as good as Longjiang Bank. At present, many financial giants in Heilongjiang Province have moved to Longjiang Bank.
Harbin is the former Harbin Commercial Bank, which was established in February 1997. It is a local joint-stock commercial bank approved by the People's Bank of China, with its head office in Harbin Daoli. Longjiang Bank was approved by China Banking Regulatory Commission on June 5438+065438+1October 27th, 2009. It is formed by the merger of former Qiqihar City Commercial Bank, Mudanjiang City Commercial Bank, Daqing City Commercial Bank and qitaihe city City Credit Cooperative. Longjiang Bank has a registered capital of 3.08 billion yuan and its head office is located near Long Ta, Harbin.
Harbin Bank is the only joint-stock commercial bank with legal personality in Harbin, and it is a regular bank. The difference between Harbin Bank and the four major banks is that Harbin is a local joint-stock commercial bank, while the four major banks are state-managed commercial banks. 1February 1997, Harbin City Cooperative Bank was established. 1998, Harbin City Cooperative Bank was renamed Harbin Commercial Bank. On June 5, 2007, with the approval of China Banking Regulatory Commission, it was renamed Harbin Bank. Harbin Bank is the first city commercial bank in China to acquire urban credit cooperatives within its administrative region and set up county branches. Extended data:
Article 11 of the Law of People's Republic of China (PRC) City on Commercial Banks, the establishment of a commercial bank must be examined and approved by the the State Council Banking Regulatory Authority. Without the approval of the the State Council Banking Regulatory Authority, no unit or individual may engage in commercial banking business such as absorbing public deposits, and no unit may use the word "bank" in its name. Article 12 To establish a commercial bank, the following conditions shall be met: having articles of association that conform to this Law and the Company Law of People's Republic of China (PRC); Having the minimum registered capital that meets the requirements of this Law; Having directors and senior managers with professional knowledge and business experience; Having a sound organizational structure and management system; Having business premises, safety precautions and other business-related facilities that meet the requirements. The establishment of commercial banks should also meet other prudential conditions. Baidu Encyclopedia-Harbin Bank
Not a state-owned bank! Can only say that it is a collective bank! It is equivalent to an ancient money house.
Harbin Bank is the only joint-stock commercial bank with legal personality in Harbin. 1February 1997, Harbin City Cooperative Bank was established. 1998, Harbin City Cooperative Bank was renamed Harbin Commercial Bank. On June 5, 2007, with the approval of China Banking Regulatory Commission, it was renamed Harbin Bank. The difference between ICBC and ICBC is 1, and its status is different. China Industrial and Commercial Bank is a large state-owned bank managed by the central government and a national deputy ministerial unit. Harbin Bank is a local commercial bank. 2. The scale is different. China Industrial and Commercial Bank ranked 26th in the Fortune Global 500 on 20 19. In 2006, ICBC was successfully issued and listed simultaneously in Shanghai and Hong Kong. Harbin Bank is a small and medium-sized bank, with 15 branches in Harbin, Tianjin, Chengdu, Shenyang, Dalian, Chongqing and Jiamusi, and 24 village banks and more than 200 business institutions in Beijing, Shenzhen, Jilin, Gansu, Chongqing and Heilongjiang. 3. Development orientation is different. The basic task of China Industrial and Commercial Bank is to raise social funds through financing activities at home and abroad, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction. Harbin Bank adheres to the development orientation of "based on Longjiang, supporting small and medium-sized enterprises, serving the Northeast and facing the whole country", inherits the historical context of Harbin as an international financial capital, and strives to build a "domestic first-class and internationally renowned microfinance bank". Harbin Bank is not a single unit, but a local commercial bank in China. There are many similar local commercial banks, such as Bank of Beijing, bank of tianjin and bank of dalian, all named after cities. Extended information1997 In February, Harbin City Cooperative Bank was established. 1998, Harbin City Cooperative Bank was renamed Harbin Commercial Bank. On June 5, 2007, with the approval of China Banking Regulatory Commission, it was renamed Harbin Bank. Harbin Bank is the first city commercial bank in China to acquire urban credit cooperatives within its administrative region and set up county branches. In February, 2004, Shuangyashan City Credit Cooperative of Heilongjiang Province was acquired, and on this basis, Shuangyashan Branch, the first branch of the national city commercial bank, was established, which created a precedent for Chinese city commercial banks to set up branches in different places through mergers and acquisitions. On June 20th, 2007, 65438+February 20th, with the approval of CBRC, Harbin Bank established Dalian Branch to realize cross-provincial operation. It is one of the earliest city commercial banks in China to realize its name change and cross-regional operation, which indicates that the development of Harbin Bank has entered a new development stage. References:
Baidu Encyclopedia _ Harbin Banknbsp; References:
Baidu Encyclopedia _ Industrial and Commercial Bank of China nbspnbsp
Harbin Bank is a city commercial bank, and its outlets are rarely only in Harbin. Both ICBC and CCB are national state-controlled commercial banks with numerous outlets, and the difference lies in their size and financial and economic lifeline. Banks are the top priority of finance and have great strategic significance. Harbin Bank is the only joint-stock commercial bank with legal personality in Harbin. Established in February 1997, formerly known as Harbin city cooperative bank. On 1998, it was changed to Harbin Commercial Bank, and in 2007 10, China Banking Regulatory Commission approved its name change to Harbin Bank. In 2006, Harbin Bank was rated as the 30 most competitive city commercial banks in China. In the ranking of China 100 banks published by Banker magazine in 2006, the comprehensive strength ranked 27th, and the national city commercial banks ranked 10. Extended data:
Harbin Bank actively promotes bank construction based on international advanced banks. While speeding up development, expanding business scale and doubling the growth of various indicators, we will pay close attention to management infrastructure to make the foundation of development more solid and healthy, and gradually step into the track of standardized, standardized and scientific development. Carry out ISO9000 certification in an all-round way, improve rules and regulations, establish a systematic and comprehensive management system and operation process, and build a scientific management framework. In 2005, it passed the ISO 09000 quality management system certification of British Standardization Association. Deloitte, An Xinyong, Sun Hung Kai and other internationally renowned consulting firms were hired to carry out accounting due diligence, scientific and technological risk assessment, asset assessment, introduction of strategic investors assessment and other work, which improved the financial asset management ability, achieved international integration, and was at the leading level among national city commercial banks. Establish the quot concept of rejuvenating the country through science and technology, increase investment in science and technology, carry out network environment, hardware update, software development and remote disaster recovery construction, update and transform core business systems, and develop and upgrade 20 information management systems including credit management, capital transaction, asset management, international business, online banking, administrative office, human resources and audit management. Among them, the micro-loan management system has also obtained independent intellectual property rights, and hired internationally renowned consulting companies PricewaterhouseCoopers and Bi Bo Company to conduct IT information security assessment and scientific and technological development planning, introduced scientific and technological talents, enriched and expanded the scientific and technological team, and continuously enhanced its scientific and technological support capacity. Baidu Encyclopedia-Harbin Bank
Harbin Bank is the only joint-stock commercial bank with legal personality in Harbin. Established in February 1997, formerly known as Harbin city cooperative bank. On 1998, it was changed to Harbin Commercial Bank, and in 2007 10, China Banking Regulatory Commission approved its name change to Harbin Bank. There are 18 banks within the jurisdiction, 2 branches and 120 business banks. Since its establishment ten years ago, it has continuously deepened reform, pioneered and innovated, prevented and resolved risks, improved asset quality and built core competitiveness, and embarked on a track of sustained, healthy and rapid development. By the end of June, 2007, the total assets were 501.20 billion yuan, an increase of 1.6 times compared with the beginning of its establishment. The balance of various deposits was 41400 million yuan, an increase of 10 times; The loan balance was 27.4 billion yuan, an increase of 8 times; The accumulated profit was 65.438+0.5 billion yuan, a year-on-year increase of 265.438+0 times; The number of customers reached more than 6.5438+0.5 million, an increase of 20 times, the non-performing rate decreased by 80%, and the capital adequacy ratio met the regulatory requirements. In 2006, Harbin Bank was rated as the 30 most competitive city commercial banks in China. In the ranking of China 100 banks published by Banker magazine in 2006, the comprehensive strength ranked 27th, and the national city commercial banks ranked 10. President Guo Zhiwen won the National City Commercial Bank Person of the Year in 2005.