Borrowing is borrowing money, from the debtor's point of view; Loans are loans, from the perspective of creditors;
Lender: refers to individuals or financial institutions that use credit funds or their own funds to issue loans to borrowers in lending activities, generally referring to commercial banks and central banks;
Borrower: refers to an enterprise, institution or individual that borrows monetary funds from a lender with its own credit or property as a guarantee or a third party as a guarantee in credit activities;
Banks and enterprises sign loan contracts, stipulating the rights and obligations of both borrowers and borrowers;
Strictly speaking, a borrower borrows money and a lender borrows money, which is a lender. In short, the two are mutually beneficial. Generally referred to as borrowers and lenders. In this way, the borrower and the lender should have opposite meanings.
Borrowing and lending are the same meaning, both of which are temporary use of other people's property. Generally, the temporary use of money from private individuals, companies and units is called borrowing; And determine the return time, temporarily use the bank's money (pay interest), and talk more about loans.
Borrowing is borrowing money, from the debtor's point of view; From the creditor's point of view, a loan is a loan. Borrowing is a short-term search. Generally, individuals or loan companies lend you money for about 1-3 months, and the longest is half a year, and the interest is calculated monthly. The loan is long-term. Generally, loans are made through banks, with a term of about 10-20 years and annual interest.
Lending between private individuals and enterprises is called lending. Loans between banks and individuals or enterprises are called loans (to enterprises and individuals) in banks; On the borrower's side, it's called a loan.
References:
The difference between loans and loans Baidu Encyclopedia