Why do loan companies like CreditEase and Xinyou have to check the lender's credit information first?

Inquiring about credit information is a compliance operation. In the process of matching lenders for you, the formal financial services business will inquire about your personal credit information such as personal credit information, and understand your credit record and repayment ability. Reduce the risk of lenders' funds.

Introduction: Pleasant Loan provides efficient, convenient and personalized credit loan services for white-collar workers in high-quality cities in China through the Internet, big data and other scientific and technological means, and strictly implements the national online loan policy compliance standards in terms of risk control, data security and fund deposit and management.