If you want to be this kind of husband and wife, you must both come. According to the Property Law, whether the property purchased by husband and wife * * * is owned by * * * or owned by * * * needs to be reflected in the sales contract and then stated in the property ownership certificate, so both parties need to be present to sign and confirm. However, if you can't be present, you must also go through notarization and entrustment procedures and explain the relevant matters clearly.
Second, bring all the documents.
Both husband and wife should bring their marriage certificate and household registration book, so as to complete the registration. In addition to applying for the title certificate, both husband and wife need to be present at the same time, and applying for a mortgage also needs to provide proof of income. If you are a non-local resident, you need to provide proof of local tax payment or social insurance payment for more than 1 year, otherwise it will be handled according to the loan policy for non-local residents. Of course, when applying for a mortgage loan, if one of the parties has a high income, it is not a problem to pass the qualification examination and approval, and the income certificate of the other party is not needed.
Third, agree on the share in advance.
For this kind of house purchased jointly by husband and wife, it is generally stipulated that both husband and wife have the same ownership, that is, both husband and wife enjoy equal ownership. If it is a prospective husband and wife, they have not yet received a marriage certificate, and both parties buy it. Because they have not received a marriage certificate, they cannot get a marriage certificate. Then, it is suggested that both parties should handle this share according to the amount of capital contribution, that is, agree on the share in advance before going through the formalities.
At present, there are a few trendy couples whose property is AA, but when buying a house together, we still need to consider the issue of property share. According to relevant laws and regulations, the owner can choose the form of * * *, and if * * * and * * * are selected, both parties shall enjoy equal rights and interests; If there are * * * copies, they need to be divided in advance and marked on the property ownership certificate. There are some special circumstances that need attention.
If it is because I didn't understand the policy before, I will register some houses in the name of one party, which will also increase the number of people. Some people also need both husband and wife to go to the notary office to notarize the gift, and each party has a share, and then go through the formalities.
What needs special reminder here is that at present, many prospective couples buy houses together. The prospective couple mentioned here refers to those who are about to get married, but have not yet obtained a marriage certificate. During the marriage of husband and wife, it is counted from the date of obtaining the marriage certificate, so buying a house together without obtaining the marriage certificate cannot be regarded as the same property. In this case, if * * * jointly buys a house and both parties make equal contributions, they need to register their names on the property ownership certificate at the same time. If the contribution ratio of both parties is different, although the names of both parties will be registered on the real estate license, the proportion of each party must be stated.
(The above answers were published on 20 17-02-26. Please refer to the actual situation for the current purchase policy. )
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