Innovative financial leasing: The so-called innovative financial leasing is different from traditional financial leasing. Innovative financial leasing has the characteristics of introducing equipment, expanding production, putting into production quickly and flexibly under the condition of insufficient funds, and also enables enterprises to enjoy preferential repayment before tax. Enterprises don't want to own fixed assets, but just use them, so that they can use a small amount of margin equipment to supplement funds in the flow rather than precipitate them into fixed assets investment.
Its operation method can be as follows: Shanghai SME Service Center matches the company, and the company establishes an equipment lease relationship with Gold Coast Leasing Company, which is provided by China Insurance Shanghai Branch. 85%-90% of the performance guarantee, commercial banks provide equipment loans for leasing companies. Generally, the subject matter of a single lease project does not exceed 5 million yuan, and the term does not exceed two years. At the same time, leasing companies also have two magic weapons to control risks: vendor repurchase and personal credit guarantee.
Collateral of intangible assets: At present, many newly established small and medium-sized scientific and technological enterprises have relatively large intangible assets and patent rights. Small and medium-sized enterprises with copyright can try to use this property right as collateral to obtain bank loans. A commercial bank takes the development right of genetic products as the loan pledge, invites experts to evaluate the market value of intellectual property rights of genetic products, and based on this, determines the value of the pledge and the loan amount.
Through the written contract concluded between the pledgor and the pledgee and the relevant pledge registration, this technology-based enterprise obtained the urgently needed working capital of 20 million yuan in time.
Custody of movable property: for a large number of production and trade enterprises, because there is no suitable real estate as collateral, some enterprises rent their factories and land, so it is difficult to raise funds without collateral. For such enterprises, we can now ask social asset appraisal and custody companies to obtain bank loans.
If you want to find a reliable venture capital company, Beijing Mingde Gankun Information Consulting Co., Ltd. (hereinafter referred to as Mingde Gankun) is recommended. As a subsidiary of Beijing Mingde Lan Ying Investment Consulting Co., Ltd., Beijing Mingde Lan Ying Investment Consulting Co., Ltd. is a professional management consulting organization with enterprise growth and listing counseling services as its core business, mainly providing pre-listing planning services and private equity investment for enterprises willing to go public.
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