Guiyang Rural Commercial Bank was fined one million for overcharging corporate consultancy service fees! Is it normal to collect fees in the industry?

On August 9, 2022, Guiyang Municipal Market Supervision Administration made a decision on punishment. Guiyang Rural Commercial Bank violated the relevant regulations and charged consulting service fees that did not meet the relevant regulations, and was fined several million yuan. The tens of millions of consultancy service fees previously charged by Guiyang Rural Commercial Bank have all been retired. After verification by relevant departments, a branch of Guiyang Rural Commercial Bank charged five companies consulting service fees of 1, 1 and 4 1 ten thousand yuan, and there were many obvious mistakes in the service report provided to enterprises.

There is not much difference in the contents of the reports provided by rural commercial banks to enterprises, and there are signs of plagiarism, which shows that rural commercial banks have not provided substantive services to related enterprises and made practical suggestions to enterprises. In this process, the behavior of rural commercial banks is obviously unreasonable, resulting in serious arbitrary charges. The Guiyang Municipal Market Supervision Administration punished this behavior of the rural commercial bank, believing that the rural commercial bank violated the provisions of the Price Law of People's Republic of China (PRC) and the Measures for the Administration of Service Prices of Commercial Banks.

The relevant departments ordered the rural commercial banks to immediately correct the corresponding illegal acts, and it was necessary to return the illegal income and submit the corresponding fines. The problem of arbitrary charges by banks has always been the focus of social attention, and many enterprises and the masses have reacted violently to this phenomenon. According to the survey, there are many projects in some commercial banks, most of which are formulated by the head office of commercial banks, and usually only need to be reported to the professional supervision department to collect the expenses of enterprises. Under the severe international economic situation, small and medium-sized enterprises are facing the problem of financing difficulties, so the state has issued a series of policies to support the development of enterprises, but the implementation is not very optimistic.

In order to meet the short-term assessment indicators, banks lack innovation and cannot meet the real needs of customers. In order to maximize profits and avoid economic risks, many commercial banks will carry out a series of assessment policies and issue assessment indicators to the grassroots. At the same time, in order to complete the assessment task, each branch will compare and increase income in some intermediate businesses.