How to carry out information open network to inquire personal credit in China?

How to inquire personal credit information through the Credit Information Center of China People's Bank?

1. First enter the Credit Information Center of the People's Bank of China, official website.

2. Then slide the mouse down to find the Internet personal credit service platform.

3. Click Start Now.

3. Log in to your account.

4. If the verification method is selected, you can use the three verification methods in the figure.

5. The user selects the credit product to query and clicks Next.

6. Generally, the next day after submitting the inquiry application, the SMS containing the identity verification code will be fed back according to the mobile phone number filled in at the time of registration. Individuals need to log on to the website to check the credit report with the ID verification code within 7 days after receiving the ID verification code.

Supplement:

1. If the parties are involved in the execution of the case, they can register with the certificate information and mobile phone number left when handling the case in China, and log in to inquire about their case process information, judge consultation and interaction and other services. When registering the system, you need to send a verification code to the mobile phone number reserved by the parties when handling the case for verification and confirmation.

2. If you are not a party to the case, you want to inquire about the executed person: First, open the website of China Executive Information Disclosure, click "Comprehensive Inquiry of Executed Person" on the home page, and fill in the name/position, ID number/organization code, execution court scope and verification code of the executed person on the page, and then you can inquire.

Precautions:

1. Credit investigation is only an objective record, no matter good or bad, as long as it is within the collection scope, it will be recorded.

2. Personal credit report is equivalent to our "economic identity card", which is an objective and authoritative record of our historical credit. Widely used in loan and credit card approval, qualification examination and other fields. People with poor credit records are likely to be rejected or offered the required interest rate when applying for credit cards or loans.

Personal credit investigation is helpful to solve the problem of information asymmetry in transactions, prevent credit risks and ensure transaction security; In addition, facilitating transactions helps to expand the scale of credit transactions; It can also promote the improvement of social credit environment, so that individuals with good credit records can obtain products and services at lower prices or better conditions; Individuals who lack a good record are the opposite, thus forming a social environment in which "the honest person benefits and the faithless person is punished".

(Device: Apple 1 1, ios 15)

(browser computer: macbookair M 1, open Google version 92.0.4515.131).