Will China Merchants Bank report directly to the police if its credit card is overdue for three months?
Hello, please repay the loan as soon as possible according to the time stipulated by the bank, so as not to cause you any inconvenience. If you have any questions, you can call credit card customer service 4008205555 for consultation. If the minimum repayment amount of the bill is not returned in time before the due repayment date, late fees and interest will be charged, and the cardholder's personal credit will be affected. The overdue fine is 5% of the unpaid minimum amount, and the minimum amount is RMB 10 yuan or USD 1 yuan. Interest means that all consumption in the current period is charged from the bookkeeping date (usually the day after consumption), and the daily interest rate is five ten thousandths until it is fully paid off. In order to avoid affecting personal credit, it is recommended to repay on time. If it is not convenient to pay off the bill in full, please pay off at least the minimum repayment amount on time. Minimum repayment amount of credit card = 65,438+00%, all general transactions of credit card account+65,438+000%, all outstanding installment transactions of account+65,438+000%, the outstanding part of the minimum repayment amount in the previous period+65,438+000%, all funds used in excess of the credit limit of account+65,438+000. If you choose the minimum repayment amount, you cannot enjoy the interest-free repayment period. All consumption in the current period will bear interest from the bookkeeping date, with a daily interest rate of 0.5 ‰ (if it is repaid in full and on time, you can enjoy the interest-free period of credit card consumption). If you don't repay, it will affect the credit of the cardholder and charge interest. Banks will ask for compensation first, and then they will not rule out seeking legal solutions. It is suggested that cardholders ask relatives and friends for help and repay as soon as possible. (You can consult the credit card service information of China Merchants Bank online through QQ or WeChat. Method 1: Search 4008205555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: Search for "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center)