First, have you taken out commercial insurance? One of the commercial insurances is not covered by deductible insurance.
If you are insured, call the insurance company directly, call the police and accompany you in the normal process.
Because it is a unilateral accident, the responsibility is well identified and the handling process will be quick.
Second, if you are afraid of losing the guardrail, find a wall and report it to the insurance company. It is convenient to handle, and the insurance company will also pay.
Third, if you feel trouble, you can also call the auto repair shop to help you get insurance. They are professional units of insurance fraud. You don't have to worry about providing materials at all, wait for the car to be repaired and drive away.
Fourth, generally small unilateral accidents, no casualties, traffic police are not on the scene. Unilateral accidents will not be deducted. In the past, it was not necessary to open an accident liability certificate for less than 2000 yuan. Now it seems that you can go to the police for filing for less than 10000 yuan, which is very convenient.
Fifth, my real experience, the bumper was scratched, I directly hit the wall, called the police, reported to the insurance company, and the traffic police didn't come. The insurance company came to fix the loss, and the maintenance of the 4S shop didn't cost a penny, 1 week.
Sixth, buy insurance in the future, buy all risks for commercial insurance, and accompany the insurance company under any circumstances.
Hope useful to you