Let's work out the account in detail.
Institutions have a monthly salary of 4,000 yuan and an annual income of 48,000 yuan. However, in addition to salary income, public institutions also have communication subsidies, and there are heating fees and spiritual civilization awards at the end of the year. Take these three items as examples:
Generally, the communication subsidy is 4,800 yuan a year in 400 yuan.
The heating fee is usually a month's salary, but it is a file salary. The actual salary of public institutions is generally 75% of the file salary, which means that the heating cost of 4000 divided by 0.75 is 5300 yuan.
Spiritual civilization awards vary greatly from region to region. Take a compromise data, 10000 yuan.
If only these items are counted, a civil servant with a monthly salary of 4,000 yuan can earn 48,000+4,800+5,300+10000 = 681000 yuan a year, which is nearly 70,000 yuan.
This is more intuitive. Which do you think is better, a public institution with an annual salary of 70,000 or a private enterprise with an annual salary of 1.4 million?
And institutions have five insurances and two gold. Take the provident fund as an example. If the file salary is 5,300 yuan, the provident fund is generally paid at 22% of the monthly salary, that is, 1 166 yuan per month and13,992 yuan per year.
Through calculation, it is found that private enterprises with an annual salary of 6.5438+0.4 million yuan do not earn much more than institutions with a monthly salary of 4,000 yuan. On the contrary, the work of public institutions is stable, and the salary of an intermediate title will rise in a few years. Moreover, in areas where institutions can earn 4,000 yuan a month, other welfare benefits are certainly good.
In a word, I advise you to choose a public institution, because private enterprises don't make much money and they have to bear the risk of being laid off and unemployed.
Keywords: 1) graduate students; 2) The annual salary of private enterprises is 6.5438+0.4 million; 3) The monthly salary of public institutions is 4,000 yuan.
We analyze the advantages and disadvantages of public institutions and private enterprises, plus the consideration of salary and welfare, and then make choices according to our own conditions and advantages and disadvantages.
First, let's look at institutions.
Although there are some differences between institutions, the basic structural wages, welfare, social security, dominant advantages and hidden advantages are basically the same.
-The salary given according to the topic is 4,000 yuan per month, so the annual salary is 48,000 yuan; Note: As long as there are no big mistakes in public institutions, wages are rising year by year.
-Welfare: It is estimated that even the staff of public institutions can't tell what it is, and there are many kinds of eyesight, subsidies and enterprise annuities stipulated by the state; Reform allowance is the original monetization of welfare, housing allowance, property allowance, "rice flour oil" issued on holidays, transportation allowance, etc. There are many hidden benefits. In the future, children will go to kindergarten, school, physical examination and medical treatment. And the annual year-end bonus. What is important is that social security is paid in full accordance with the relevant provisions of the state, and housing provident fund is also paid in full accordance with the relevant provisions of the state. The retirement salary of public institutions is much higher. In addition, if there is no annual leave, there will be an annual leave subsidy, which will be paid at 300% of the salary.
Disadvantages in institutions: without family background and social background, it is more difficult to move up, because ability is not the main advantage of promotion; Moreover, the "office politics" of institutions is very strong. If an individual is a cynical person, it is estimated that he will want to leave this "land of right and wrong" before long. Compared with private enterprises, an ordinary person often leads a carefree life in public institutions. From the beginning, he entered the comfort zone and enjoyed life warmly, which may bury his ideals and ambitions.
Advantages of public institutions: Because public institutions are not profit-making units, there is no performance pressure, the work pressure is relatively small, basically nine to five, the income is stable, the welfare is super high, and the pension is very high. Explicit and implicit income and advantages, in the long run, are no less than the income of private enterprise executives. 4000 yuan has no personal income tax.
Second, let's look at private enterprises.
-According to the topic, the salary of private enterprises is 1.4 million per year. That is about 1 1600 per month. Note: Unless there is any accident, the salary of private enterprises must be divided into two parts: basic salary and performance salary, and even this 6.5438+0.4 million will be divided into basic salary, monthly performance salary and annual performance salary. What you can really get is really impossible to calculate accurately. If you are lucky, you may get 90%; Bad luck, it's good to get 70%. How many can there be? After deducting personal income tax, it is estimated that the explicit income is not much more than that of public institutions. If there is another punishment, it will be more difficult to calculate what you can really get. I didn't like you that day, and my salary may be reduced.
-Welfare: social security (most private enterprises pay according to the minimum wage, I don't know if there is any change now), housing provident fund, some of which are available, some of which are not, and even if there are, they are paid according to the minimum wage. The remaining birthday cakes are sesame seeds and mung beans. A better business, and perhaps an annual trip for employees? There may be a mobile phone subsidy for special positions. Others, I can't think of any impressive benefits.
Advantages of private enterprises: Although there is "office politics", it is not as serious and strong as public institutions. Ability can also be given more play in the environment of private enterprises. If you can raise your salary, it may be bigger than the institution. Compared with public institutions, private enterprises pay more attention to the development of personal professional ability, and the chances of promotion will be easier than public institutions.
Disadvantages of private enterprises: As all enterprises are profit-making institutions, there is great pressure on performance and pressure, so overtime is a normal phenomenon. If you meet a better company, you can rest for a month on Saturday and Sunday. If you encounter something worse, it is estimated that you will take a rest every other week, and once again, you will take four days off a month, or even less. The rest time has been seriously occupied. Private enterprises, like public institutions, have complicated interpersonal relationships; Because performance pay cuts are common; It is possible to be fired at any time for various reasons, and the security and stability are much worse than those of public institutions; In private enterprises, if you want to go up, you must walk on two legs: ability and relationship. On the base of social security payment, the pension will be much less than that of public institutions in the future, and so will the housing provident fund.
What choice the specific subject makes depends on the subject's own outlook on life, values, aspirations and temperament. Whether it is a public institution or a private enterprise, it will not be easy psychologically. Anyway, the world is so balanced, there are gains and losses.
If it's my child, I'll let you go to the institution. Alas ..... my son graduated from university on 20 1 (21/university). He didn't listen to me and drifted in Beijing for almost a year. Later, I worked in a private enterprise (listed company) in Beijing with an annual salary of more than 300,000. For this matter, we had such a fight that we didn't even call for half a year. Of course, it's okay now. I can't help it My son is 3 1 year old this year. Recently, I told him that it takes four years to take the examination of career cadres or civil servants.
After graduation, will you go to a private enterprise with an annual salary of 1.4 thousand or a public institution with a monthly salary of 4000? This question happens to be the choice of two of my classmates. Xu teacher Jr. Just talk about their present situation, and then make a decision after comparison.
Two of my high school classmates took the postgraduate entrance examination in the department of food processing that year. After graduation, both of them want to stay in the "quality inspection department" of public institutions, but in the end, one of them wants to stay in the "quality inspection department" of municipal institutions with a monthly salary of 4,000 yuan, while the other student has to submit his resume to various food processing enterprises to find a job. However, this classmate's fate is also good. Because of his excellent professional level, he was finally hired by a foreign company. At that time, the monthly salary was 7000.
Five years later, Xiao Wang, who works in the food quality inspection department, enjoyed the generous welfare treatment of the unit. First, the professional title was upgraded, and the salary rose to 5500 yuan. The unit "has five insurances and one gold" and only takes the housing provident fund, which is 3,000 yuan per month. There is no pressure to buy a house at all. Moreover, the quality inspection department is a relatively "fat" department with superior welfare. According to the local consumption level, life is still easy.
Student B, who works in a foreign-funded joint venture, is also promoted to the technical director of this unit, with a monthly salary of over 10,000 yuan and a year-end bonus of about 50,000 yuan. Become one of the local high-paying people. In the words of my classmates, I live a life of making money and spending money. Because on the one hand, she is responsible for the company's technology research and development, and at the same time, she is also responsible for the company's food technology supervision, especially the annual food technology research and development tasks. She often makes the team led by my classmates work overtime and fight day and night to complete the task, but every time the task is completed, she will get rewards and vacations from the company. In order to balance the usual busy life, she will travel, shop and enjoy the beauty of a leisurely life during the holidays.
This year's Spring Festival, several of our classmates get together. Students A and B meet and talk about their living conditions. At the same time, they all envy each other's life. They all said that if they could choose again at that time, they would definitely choose each other's living conditions.
But xu teacher Jr. believes that only the life he likes is the most successful life. Some people like challenges and the prosperity and opportunities of big cities, while others like comfortable and leisurely life.
For graduate students, their choice is much larger than that of undergraduates. Whether they live leisurely in public institutions or earn high salaries nervously in foreign companies, they can choose their favorite life state according to their hobbies and life pursuits. In the end, true happiness comes from taking control of your own life. Although the work of public institutions is not so tense, it is also oppressed by the system; Although the wages of foreign companies are high, some of them can't bear high pressure and high risks.
Therefore, how to choose, you should follow your own heart, follow your own ideals, move toward your own life goals, and leave no regrets for your life, so that you can finally harvest your own beautiful life.
If it is xu teacher Jr., he will choose a private enterprise with an annual salary of 654.38+0.4 million, because I like challenges, I like to eat according to my personal ability, and I don't like various constraints within the system. I wonder what you would choose. Welcome to stay your wise choice.
Considering all factors, it is better to go to private enterprises.
Ordinary graduates go to private enterprises and state-owned enterprises only because they are obsessed with the stability of work, the ease of work and overtime benefits. Most traditional people believe that the so-called advantages of state-owned enterprises are nothing more than the following:
1. This job is so stable that regular employees hardly have to worry about unemployment. Most state-owned enterprises raise people by boiling frogs in warm water. Work is generally stable. But you should note that it is much easier for state-owned enterprises to recruit people than private enterprises, and you are very replaceable.
2. Good welfare, these visible things, or organizational activities, are actually objectively rewarding, that's all. There is nothing to brag about. There may be a lot of forests, only a few thousand dollars at most.
3. The work pressure is low, the work is stable, and it is less than eight hours. According to national laws, spare time will not be disturbed. Overtime is generally voluntary, so it is easier to ask for leave. State-owned enterprises generally act in strict accordance with national laws and regulations. Low pressure and stable work. This will reduce a person's will, and interpersonal relationships such as mutual shirking between colleagues are also a problem (of course, every company will do this, whether it is state-owned or private). People who are thick-skinned, articulate and have a good grasp of interpersonal relationships in state-owned enterprises will develop smoothly. If you only regard state-owned enterprises as a springboard, it is also a good choice for you not to relax your efforts and keep making progress. But remember that relaxation corrupts people.
Of course, we should also pay attention to the shortcomings of state-owned enterprises:
1. The salary is low and stable all the year round.
2. Various reports, meetings and other formal requirements are very serious in some state-owned enterprises.
3. Work stability. It is best to use state-owned enterprises as a springboard (two to three years)
Let me talk about private enterprises.
The salary is high, the working hours are long and unstable, overtime may become a long state, and the relationship between work and family is difficult to handle. Interpersonal relationship mainly depends on ability.
If you don't have too many personal pursuits, no salary requirements and just want to live an ordinary life, state-owned enterprises can be the first choice.
Moreover, people are generally greedy for fame and fortune, so it is easy to get what they want. Private enterprises can train people well. If you want more. In the face of work, we should first examine our own hearts and ask ourselves what we really want, instead of considering the physical reasons of private enterprises and state-owned enterprises. When you ask yourself clearly, you will know where you are going or go through all this.
In the employment season of fresh graduates, the most tangled thing is to go to state-owned enterprises or private enterprises, civil servants or enterprises, public institutions or private enterprises, and so on. In the final analysis, it is internal and external systems, stability and money, short-term and long-term, ease and struggle, development and inaction. In fact, it has nothing to do with salary, but with the life you choose.
In fact, there are two kinds of life within the system (civil servants and employees of state-owned enterprises) and outside the system (foreign companies, private enterprises and private enterprises). Have you found that these two circles are completely different? People in the system are disciplined and well-behaved, but relaxed; People outside the system are more free and open. Look at the elites in the workplace, as well as businessmen in TV dramas and even bosses and entrepreneurs. They don't live in the system at all. Choosing a career means choosing two lives.
Selection principle: professional, male, ambitious, enterprising, unwilling to be mediocre, you can choose a private enterprise, gamble on your youth, become the boss of the president in the future, earn millions of dollars a year, live in a villa, drive a luxury car and marry a beautiful woman. General majors, girls, have no ambition, dare not rush, like a dull life, then choose a public institution. Self-discipline, safety and stability, high income and hard life are also a kind of life.
Therefore, the choice of public institutions and private enterprises has nothing to do with wages, but depends on what kind of life you choose. Their tracks are not on the same channel at all. Do you find that your business classmates and your civil servants and state-owned enterprises can be on the same channel? If you choose, no one should envy anyone. Envy the spare money outside the system; Envy the stability and comfort outside the system and inside the system. But can I change it at will? It's hard to get it back after working for five years.
There is another option. If you really can't make up your mind, you can choose a career series first and work for a few years. If you are really bored and have no future, you still have the ability to jump out and quit your job and go to the enterprise. But it is impossible for you to return, and it is difficult for you to re-enter the system outside the system.
Thank you for your question. Let's talk about my opinion.
After graduation, you definitely want to go to a private enterprise instead of a public institution for the following reasons:
1. Improvement of personal ability
Compared with public institutions, private enterprises may be small in scale, but their advantage is that their thinking is relatively open and inclusive, and they are willing to accept new things, new ideas and new blood. Therefore, freshmen, especially graduate students, have a lot of room to play. Although the first few years will be bitter, as long as you are willing to learn and work, you will certainly learn a lot, and your personal ability will be greatly improved in 3~5 years.
The first few years of graduation are just the prime time for rapid accumulation and quantitative change of experience, so going to private enterprises is very suitable for this demand. After three or five years, when you have some experience, the quantitative change will reach a certain level, and the qualitative change will be just around the corner.
Looking back, institutions are too stable and mature, institutions are ruled by people, and people are particularly unwilling to accept changes and do not want their vested interests to be damaged. Therefore, you will not be required to be innovative, only to work in the established way, while friends who have just entered the organization are expected to do odd jobs, including copying, stamping, writing meeting minutes, writing speeches and so on. This usually takes a long time. If you do this kind of thing too much, you will become careful and your writing will become better, but the improvement of other substantive skills may be limited. Compared with peers who step into the society together, the degree of relative promotion will be squeezed.
Get a promotion
In private enterprises, the promotion probability depends on ability, and capable people live in it. If you can calm down and learn and accumulate in the past few years, your ability will definitely leap after 3~5 years, and the improvement is visible.
However, compared with public institutions, promotion mainly depends on several aspects, including ability, leadership appreciation, qualifications and relationships. If you have connections and background, the promotion should be smooth; If not, but you have worked for many years, it's your turn to be promoted soon; If it doesn't matter, and you haven't been in for a long time, then unless there are leaders who appreciate you, put in a good word for you and smooth the relationship, there are a lot of related households and a lot of seniors in front of you, and promotion will have to wait until the Year of the Monkey. What do you need to get the appreciation of the leaders? Ability? Part of the answer is correct, and the ability is only a small part of the organization. If you want to get the appreciation of the leader, you can only lick it on your knees. It's disgusting that you have to lick creatively because there are too many people kneeling.
To sum up, I personally suggest that the starting point of your career should be hard work, and don't enter the comfort zone too early, which will limit your future development. Thank you!
Topic: graduate students! Please don't hesitate,
Take a brilliant life path.
To tell the truth, both units are really good. One is a purse and the other is a golden rice bowl. I thought about it for many days, consulted many people, and summarized these three items for your reference.
First look at the prospects of these two units and think about your future. If you work in a private enterprise, if the knowledge you have learned can be connected with the industry, you can work hard and create rich benefits for the enterprise, outstanding achievements can enter the sight of legal persons, your purse will rise, and you may become an assistant or something. It is very important to work in a public institution, be hardworking, obey the rules and discipline, and make achievements, which depends on your real problem-solving ability. But we must never neglect interpersonal relationships, respect leaders, care about comrades, and serve the people without regrets. The important thing is not to be selfish. ..... one step at a time, the future is limitless.
Second, calculate an account economically. This account is like this: the annual salary of private enterprises is very clear. There are more than ten subsidies and ten awards in public institutions, which are not much different from those in private enterprises. There are two unknown amounts: first, private enterprises are unstable and arbitrary, and illegally deduct wages. Of course, there is no unemployment money. Second, the wages of public institutions are always rising.
Third, look at the reference. Consult the opinions of family and friends. Look at the development of social people with similar conditions in two units. Think about your future development and results in two units. Also refer to my immature opinion.
If you choose a private enterprise, I wish you more money in your wallet and do more charity in the future. If you choose a public institution, I wish you serve the people wholeheartedly and make greater contributions.
Coincidentally, my cousin has been to three places, two of which are public institutions and one is a private enterprise. Let me analyze his situation for you:
My cousin is studying in Shan Jian University. After graduating from college, he took an examination of public institutions and went to the Construction Bureau. His monthly salary is 3500, and all the benefits are good, but in his words, it is not enough to spend, and it has been deducted!
Later, there was a state-owned enterprise with a much higher salary. From public institutions to state-owned enterprises, the monthly salary is about 7000, and the ability is outstanding. There is still a large part of the bonus at the end of the year. Later, I had a conflict with his leader. I don't want to stay there, so I have to find another way out. Because of his outstanding performance, many local small businesses want him. He chose a private real estate enterprise with its headquarters in Beijing and its branch in us, and it has been out of control ever since.
My cousin knows which ones are valuable. In the first year, the company gave him a luxury car, and in the second year, he was promoted to the general manager of the branch, with an annual salary of 1 10,000, not counting bonuses. Later, I went to Beijing, and I never asked him what his salary was.
Therefore, my friend, if your character is honest and kind, or you are not good at talking, if you are extremely smart, sharp-eyed and resolute, it is not impossible to go to a promising small enterprise.
Hello! I am glad to answer your question today. Don't worry about this problem. Make a decision according to your current actual situation. I can sum you up into the following three situations.
1. If you just graduated from graduate school at the age of 26 and have no work experience, you can choose to go to this private enterprise with an annual salary of 1.4 million. Why? The reason is that you are young, inexperienced and need help and support. You can start from this private enterprise to accumulate work experience, broaden your contacts and learn to deal with people. When your work experience is accumulated, your contacts are also accumulated, and your interpersonal relationship is flexible, you can use it as a springboard to find another big development platform.
If you are 30 years old and have a family, you can consider going to a public institution with a monthly salary of 4,000 yuan. Why? After all, at this age, you can't go through hardships like you just graduated in your twenties. You have a family, and you will consider it more and more comprehensively. You should give priority to family responsibilities, give consideration to family and work, and go to public institutions to be more stable. Although your income is not high, you have five insurances and one gold. Can do long-term flow, old and secure, more suitable for married people. So it's really good to go to a public institution at this age.
3. If you are a graduate student who worked for several years before the exam, you are in your early 30s. If you have a public institution before, I suggest you go back. If you don't have a public institution before and need to find a new job, then you can go to a private enterprise with an annual salary of 6.5438+0.4 million. Or starting your own business is good for you. In short, at the age of 30, I really can't toss and turn like I was in my twenties. It's really hard to face marriage and family.
My analysis is like the above three points. By comparing your current age, you can make the right choice. If you have a different opinion, I will reply to you as soon as I see it. I hope I can help you.