2, conscripts did not pay insurance, insurance is only available for non-commissioned officers and above, conscripts are compulsory, and all expenses are borne by the state, including medical care and accidental injuries, training injuries.
3. Even if the social commercial insurance is applied, the conscripts can't enjoy any insurance benefits during their service, because under normal circumstances, if they are soldiers, the troops are responsible for the cancellation of their household registration and the invalidation of their identity cards. However, some areas are not strictly enforced, so some fail to do so. You are willing to pay five insurances and one gold yourself, and no one will stop you. It's just that you will enjoy the corresponding insurance benefits after you leave the army.
Soldiers are not allowed to buy accident insurance. You can check with the insurance company. There are rules.