Because I don't know which bank you borrow money from, and I don't know the specific interest rate. In fact, the interest rate of each bank is different. Generally, the benchmark interest rate rises by 5% to 10%. If it is increased by 5%, the loan can be 430,000 yuan for 20 years, with a monthly payment of 3,065.93 yuan, a total loan of 430,000 yuan and interest of 290,660.2.
If it is a first-hand house, you need to pay deed tax. If you are the first suite, it is 0.5% of the total price of 65438+. Because your area is over 90 square meters, it is 1.5%. If you are not the first suite or cannot prove that you are the first suite, the normal deed tax is 3%. According to the deed tax 1.5%, it is 9262.5 yuan.
Because you are a mortgage, you still need to pay the insurance premium, which is about 3500 according to different insurance companies and loan years. Other odds and ends don't count.
The money you buy this suite is the house price (6 17500)+ interest (290660.2)+ deed tax (9262.5)+ insurance (about 3500).
Total * * * about 920922.7 yuan.
And generally, you need to pay a property fee of six months to one year when you close the house. There is also a relatively high public maintenance fund, which is generally charged by square meters. Here is 40 square meters, and some are 60 square meters. If it is 95 square meters, it will cost four or five thousand.