What's the difference between intermediary business and off-balance-sheet business?

The difference between intermediate business and off-balance-sheet business (1) is different. Off-balance-sheet business is only a part of intermediate business, which cannot reflect the characteristics of all intermediate businesses. To be exact, off-balance-sheet business mainly includes off-balance-sheet business of commitment, off-balance-sheet business of guarantee and off-balance-sheet business related to market price, in addition to the overlap of letter of credit and acceptance. Intermediary business also includes settlement, trust, leasing, bank card, valet buying and selling, valet receiving and paying, valet financing, valet custody and information consultation. (2) Compared with other intermediary businesses, off-balance-sheet businesses are strictly controlled by financial management authorities of various countries and some international financial organizations because of their relatively high risks, especially the risks of financial derivatives.