Description:
1. The credit reporting agency is responsible for updating the credit report. Usually, the update time will be different according to the regulations and operating procedures of each credit reporting agency.
2. Under normal circumstances, the credit reporting agency will review the relevant information after receiving it, and then reflect the updated information in the personal credit report.
3. It takes some time to update the credit information, which is mainly affected by the following factors:
-Data processing time: Credit reporting agencies need to analyze, sort out and verify the collected information, and it takes a certain time to ensure the accuracy.
-Data uploading frequency: Borrowing institutions submit data to credit reporting agencies at different frequencies, some may upload data once a day, and some may upload data once a week or once a month.
-Work efficiency of credit reporting agencies: The work efficiency of credit reporting agencies will also affect the update speed, including the audit speed and data processing speed.
-Review of influencing factors: Under special circumstances, such as disputed debts or disputes, it may take a longer time for credit reporting agencies to process and update relevant information.
4. Generally speaking, if the online loan has no overdue record, the credit information will be updated faster. However, the specific time will still change due to the above factors.
Summary:
When the online loan is not overdue, the credit information can be updated within 30 to 60 days. Different credit reporting agencies and related factors will affect the update time.