Personal credit investigation refers to the activities of personal credit investigation institutions established according to law to collect and process personal credit information and provide personal credit information inquiry and evaluation services according to the requirements of users. Personal credit report is a personal credit history record provided by a credit reporting agency to legitimate information inquirers after processing and sorting out the information collected according to law. As of 20 15, the database contains 870 million natural persons, of whom 370 million have credit records. 2065438+May 2009, new personal credit information was officially released, and the length and fineness of credit information will be further improved.
The content of this article comes from People's Republic of China (PRC) Financial Code: Application Edition by China Law Publishing House.