There will be information on property ownership and transaction records in the system of the Housing Construction Committee. During the transition period, the Housing Construction Committee will not only check the property registration records, but also inquire about the family's housing transaction records.
At the same time, it will also check tax payment, social security payment and other information with other departments, and may even contact and check foreign information. After the transition period, these data are likely to be integrated, and the query speed and accuracy will be higher.
Article 10 of the Notice on Further Strengthening the Regulation of the Real Estate Market in this Municipality by Implementing the Spirit of the Document of the General Office of the State Council has made strict provisions on the qualifications for Beijing residents and non-Beijing residents to purchase houses in Beijing.
Article 10 of the "Beijing Article 15" Original: (10) Continue to consolidate the results of the purchase restriction policy. Inquire about the qualification of buying a house in Beijing. From the day after the issuance of this notice, 1 Housing is restricted to households with registered residence in this city (including families of active servicemen and armed police stationed in Beijing, and families with valid work residence permits in Beijing, the same below), who have no housing in this city and have paid social insurance or personal income tax in this city for more than 5 consecutive years (inclusive).
For households with registered residence in this city who already own 2 or more houses, households with non-registered residence in this city who own/kloc-0 or more houses, and households with non-registered residence in this city who cannot provide valid temporary residence permits in this city and have paid social insurance or personal income tax payment certificates in this city for more than 5 years (inclusive), sales to them in this city will be suspended.
Beijing's housing purchase restriction policy is mainly stipulated in the Notice of the General Office of the Beijing Municipal People's Government on Further Strengthening the Regulation of the Real Estate Market in this Municipality by Implementing the spirit of the the State Council General Office Document and the Notice of the Beijing Municipal People's Government on Resolutely Curbing the Excessive Rise of Housing Prices in Some Cities by Implementing the the State Council Document.
1. Beijing housing purchase restriction 1: implement differentiated housing credit policy.
All financial institutions and Beijing Housing Provident Fund Management Center should conscientiously implement the policy of "the down payment ratio is not less than 60% and the loan interest rate is not less than 1. 1 times the benchmark interest rate".
The business management department of the People's Bank of China can study and improve the down payment ratio and interest rate of the second home loan in this city according to the real estate market situation and the national unified credit policy. The banking supervision department should strengthen the supervision and inspection of commercial banks' implementation of differentiated housing credit policies and deal with violations seriously.
2. Beijing housing purchase restriction 2: restrictions on household registration, number of house purchases and tax payment period.
For families registered in this city who already own 1 apartment (including families of active servicemen and armed police stationed in Beijing and families with valid work residence permits in Beijing, the same below), and families who have not owned houses in this city and have paid social insurance or personal income tax in this city for more than 5 years (including) and have valid temporary residence permits in this city, the purchase of 1 apartment (including new commercial housing and second-hand housing) is restricted;
For households with registered residence in this city who already own 2 or more houses, households with non-registered residence in this city who own/kloc-0 or more houses, and households with non-registered residence in this city who cannot provide valid temporary residence permits in this city and have paid social insurance or personal income tax payment certificates in this city for more than 5 years (inclusive), sales to them in this city will be suspended.
Strengthen the review of the qualifications of buyers to ensure that the purchase restriction policy is in place. Housing and urban-rural construction departments should work with public security, taxation, civil affairs, human resources and social security departments to further improve the information sharing and qualification verification mechanism for buyers.
The purchaser who provides false certification documents shall not go through the formalities of property right registration, and shall bear the corresponding economic and legal responsibilities. Real estate development enterprises and real estate brokerage agencies that fail to strictly verify the qualifications of buyers and sign commercial housing sales contracts or agency contracts in violation of regulations will be severely dealt with according to law.
Beijing housing qualification query, the above "what are the restrictions on buying a house in Beijing" and "what are the restrictions on buying a house in Beijing". In short, Beijing's current purchase restrictions are very strict. Although it has cracked down on speculation in the housing market, it has indeed brought difficulties to some people who really want to buy a house.
(The above answers were published on 20 13-09- 12. Please refer to the current actual purchase policy. )
Sohu Focus Network provides you with comprehensive information such as real estate information, real estate details, purchase process, owners' forum and home decoration.