1. Make a repayment plan: First, you need to make a detailed repayment plan. List all loans and interest, and determine the amount to be repaid each month. Make sure your repayment plan is reasonable and you can pay off the loan on time.
2. Negotiate with the borrower: If you can't repay the loan on time, don't escape, and actively communicate and negotiate with the borrower. Explain your predicament and put forward reasonable repayment arrangements. As long as you show sincerity and repayment ability, many borrowers are willing to cooperate with you.
3. Ask for help: If you feel that you can't solve the problem, you can ask for professional help. You can consult a financial expert or lawyer, who can provide you with appropriate suggestions and solutions.
4. Find other sources of funds: If your debt is too large, you can consider finding other sources of funds to repay the loan. You can try to borrow money from relatives and friends, or find other low-cost loans to pay off online loans.
5. Plan your finances reasonably: The most important thing is that you need to plan your financial situation reasonably to avoid getting into debt trouble again. Make detailed budget plans, control consumption and increase savings to cope with emergencies.
I hope the above information is helpful to you.
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