Sesame loan is unreliable and has been closed for rectification.
Sesame Loan () is a P2P Internet lending platform operated by Guangxi Sesame Loan Internet Financial Services Co., Ltd., one of the top ten Internet financial service platforms for small and medium-sized enterprises in Guangxi, and one of the top ten popular Internet financial platforms in Guangxi.
Sesame loan takes information integration as the core. One end is connected with various wealth managers with investment and wealth management needs, providing safe, convenient and profitable wealth management products. One end is to contact small and medium-sized enterprises with financing needs to provide professional, convenient and efficient financing channels. Promote direct financing, implement inclusive finance, and help the development of China's real economy.
Lenders need to guard against the tricks of lenders and scammers, which can be summarized as follows.
(1) The loan requirement is extremely low, and there is no need for mortgage or other requirements. It can be said that you can get a loan if you want.
(2) The lender is afraid to disclose the name of his company, can't provide the company's business license or the company has no investment scope, can't provide formal contract texts and invoices, and even won't give you a landline. You only know the other person's cell phone, but you can't even see the other person's face.
(3) Before the loan arrives, you should charge your so-called travel expenses, interest, handling fees, attorney fees, etc. Anyway, it means asking for money. After you get it, you won't be treated again.
Sesame credit score dropped by 20 points.
If the sesame credit score drops sharply, it is recommended to check whether the negative record shows any negative situation.
1. If it is an online loan, you need to contact the corresponding loan company to make a complaint, and then feedback the situation to Sesame Credit Update.
2. If it is a borrowed commodity, first confirm whether the commodity has been returned. If it has been returned, contact the corresponding borrowing company to update the information. If it has been updated, contact Sesame Credit Customer Service Tel: 057 188 158055, service time: 9:00- 18:00 to complain.
3. If Hua Bai and loans overdue break up, you can't appeal because you didn't repay the money within the time limit. If there is any reason, please contact Alipay customer service hotline 95 188 for feedback.
Come and see the consequences of loans overdue's failure to repay Sesame Credit.
Sesame Credit is an independent third-party credit reporting agency under Ant Financial. It evaluates users' credit rating by analyzing the big data of online consumption, and can also provide credit services in terms of loans. Not only in terms of borrowing, overdue repayment will also affect sesame credit. Today, I will tell you about the consequences of loans overdue's failure to repay Sesame Credit for your reference.
1, affecting sesame credit
Sesame Credit loans overdue will not be credited to Sesame Credit. Bad credit records will lower your sesame credit score and even bring trouble to friends and relatives.
2. Pay overdue penalty interest
Sesame Credit loans overdue still needs to pay penalty interest. Take borrowing by ants as an example. It is not a small expense to pay a penalty interest of several times the normal interest rate.
3. The system will automatically deduct money and collect it.
Generally, everyone's Alipay will be bound with a bank card. If loans overdue doesn't pay back Sesame Credit, the system will automatically deduct money from your bank card and call for collection, not only to yourself, but also to relatives and friends in the address book. It's annoying. If the circumstances are serious, it is not excluded to take legal channels for collection.
4. It will affect the subsequent use of Sesame Credit.
Sesame Credit loans overdue will definitely be reduced by the system, and there will be flowers of the same family, which will influence each other. At the same time, other credit loans, such as small loans and JD.COM gold bars, will also be affected because the basic database of financial credit information is uploaded as required.
5, resulting in bad credit
Sesame credit loan has been connected to the central bank's personal credit information system. If loans overdue fails to repay Sesame Credit, it will have a bad record on the personal credit report, which will really affect the credit life in the future. For example, it will be difficult to get a bank loan to buy a house, a car or apply for a credit card. Trong teaches you how to calculate the interest on overdue loans.
Can sesame credit loan be withdrawn? Can you decide for yourself?
These are the consequences of loans overdue's failure to repay part of Sesame Credit. I suggest you borrow money or pay it off with interest. As the saying goes, it is not difficult to borrow again. If it really doesn't go up, you can also take the initiative to contact customer service to explain the situation and strive for a certain period of extension for yourself. If you have other loan needs, you can also go.
You see, there are nearly 100 kinds of loan products here, as well as the services of professional credit managers to ensure that you can borrow money smoothly.
Is sesame installment loan true or false?
Sesame installment loan is fake.
Please pay attention to the identification and prevention of daily loan risks. The illegal and criminal acts of "routine loan" involve extortion and other crimes.
The manifestations of this kind of crime are: 1, soliciting business in the names of "small loan companies" and guarantee companies, signing loan contracts with you, creating the illusion of private lending, and tricking you into signing "inflated loan contracts", "yin and yang contracts" and real estate mortgage contracts in the names of "liquidated damages" and "down payment".
2. In the name of online loan, the applicant is required to pay the so-called "capital verification fee", "insurance premium" and "deposit". Forge the bank flow, deliberately creating the illusion that you got the money borrowed from the contract. Arbitrarily determine that you have breached the contract and demand that you immediately repay the "inflated loan". Maliciously increase the loan amount. When you are unable to repay the loan, the other party introduces other fake "small loan companies" or individuals, or "plays" with other companies to sign new "inflated loan contracts" and "balanced accounts" with you, further increasing the loan amount, extorting "debt collection" and lying about you. , so as to achieve the purpose of paying money.
What should I do if I get a loan?
1. Loan fraud is illegal. It is recommended to collect relevant evidence and call the police.
2. According to Article 193 of the Criminal Law, whoever defrauds a bank or other financial institution for the purpose of illegal possession shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan. Yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than ten years or a fine of not less than 50,000 yuan but not more than 500,000 yuan. Or sentenced to confiscation of property: (1) fabricating false reasons to introduce funds and projects; (two) the use of false economic contracts; (3) using false documents; (four) the use of false proof of property rights as (five) by other means to defraud loans. It is illegal to defraud a loan. It is recommended to collect relevant evidence and call the police.
Excuse me, can I get a loan for sesame seeds at 540?
Sesame Credit does not provide any loan service. Sesame points: when users apply for credit services, merchants will give corresponding rights and interests according to the sesame points of users. Such as: free of deposit, use goods first and then pay, and receive activity rewards. Different businesses and activities have different requirements for users' sesame scores. Simply put, the time-sharing interval of sesame seeds is 350-950. The higher the score, the more and better credit services you can get. Sesame share and equity reference are as follows:
1 500 or above: you can enjoy the services or rights of most merchants who cooperate with Sesame;
More than 2.650 points: Have the opportunity to get the payment after consumption (Tmall credit purchase), or a certain consumption discount (exclusive credit benefits);
Above 3.700 points: Have the opportunity to apply for credit visa reports from Canada, Latvia, Argentina and other countries through Sesame Credit.
For specific matters, it is recommended to call Alipay's official customer service number 95 188 for detailed consultation.
Tips: The above contents are for reference only. Specifically, the official reply of Alipay shall prevail. Peer-to-peer lending has certain risks, so please choose carefully. If there is a demand for funds, Ping An Bank has launched unsecured credit loans, as well as mortgage loans and mortgage loans for houses and cars. Different loan application conditions and requirements are different. Whether the examination and approval can be successful is evaluated according to your comprehensive qualifications. For details, please log in to Ping An Pocket Bank APP- Finance-Loan and try to apply.
Reply time: 202 1-07- 13. Please refer to the latest business changes announced by Ping An Bank in official website.
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Sesame fast loan is a lie. Don't believe it. The swindler is a big liar.
Hello netizens, I think this sesame fast loan is deceptive, because I applied for 10000 yuan on this platform in a hurry a few days ago. At that time, the customer service called me to ask if I needed it, and I said yes. Then I asked him if he could repay the loan fee and interest in installments. The answer he gave me was that they would charge me 10%. Later, I asked him 10000 12, how much he would pay back every month. He said that he would pay 833 yuan a month, and then interest would be paid to 60 yuan, which is 6% interest. I wanted to give the bank a loan, so I told him that the handling fee was too high and asked them to make some concessions. After bargaining with them, I promised to pay them a 6% handling fee. Later, he sent me a company link to activate the quota. The result is insufficient balance. Later I asked the customer service what was going on. He replied that you must have 399 in your bank card to activate the limit. I asked him why. He said that the company stipulated that Cary had no money, which meant that he was unable to repay. Later, I deposited 400 yuan in the card, and then he asked me to activate the limit. I did it again. You need to enter a verification code later. When I finished entering the verification code, I clicked OK. As a result, I knew I had been cheated. I asked customer service again. He said that the money was on the platform and the platform would return it to me after the next payment. The result was 86544. Minute 12 months, it's still 803 yuan per month. Please help me see/kloc-how much is it for 0/2 months? The customer service also called me to give them a handling fee. Do you think I have to pay them a handling fee? I was borrowed by them at a high interest rate, but the platform charged me 399, and I have to pay him a 6% handling fee. I borrowed 8 100, and the interest alone was more than 1600, which was collected by the company. Netizens, do you think it is appropriate for me not to give them a handling fee? This is purely induced! So I still suggest that netizens apply for credit cards! The money in here is really unbearable!