Beijing Bank Card can be applied online. Usually, users can apply for bank cards online, including savings cards and credit cards. However, it doesn't work now. Usually, users need to activate through the customer service hotline of the issuing bank, the counter of business outlets, official website and other channels before using it, and they can only use it after the activation is successful. If a user applies for a savings card online or applies for a credit card in this bank for the first time, after the approval, he needs to go to the counter of the designated business outlet for a face-to-face interview before he can use it.
Operating environment: iPhone1115.0 Bank of Beijing.
Business of Bank of Beijing Company:
1, business scope. Absorb public deposits; Issue short-,medium-and long-term loans; Handle domestic settlement; Handle bill discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds; Engage in interbank lending; Provide guarantee; Acting for payment and insurance agency business; Provide safe deposit box business; Handle the entrusted loan business of local financial credit working capital; Foreign exchange deposits; Foreign exchange loans; Foreign exchange remittance; ++exchange; Inter-bank foreign exchange lending; International settlement; Settlement and sale of foreign exchange; Acceptance and discount of foreign exchange bills; Foreign exchange guarantee; Credit investigation, consultation and witness business; Buying and selling securities other than++stocks, acting as an agent; Self-operated and valet foreign exchange transactions (under spot). Other businesses approved by China Banking Regulatory Commission.
2. Main services. Current savings: current savings have a flexible deposit period, and customers can deposit and withdraw money at any time. The interest shall be settled quarterly and incorporated into the principal. Regular savings.
3. lump sum deposit and withdrawal. Time savings deposit refers to a kind of savings with agreed term, lump-sum deposit and withdrawal, and one-time withdrawal of principal and interest at maturity; According to the term of deposit, it can be divided into three months, six months, one year, two years, three years, five years and other terms, and the interest rate varies according to the length of the term.
4, zero deposit and lump sum withdrawal. Time savings deposit is a kind of savings deposit in which customers deposit the agreed amount every month, withdraw the principal and interest once at maturity, and withdraw it in lump sum; According to the storage period, it can be divided into one year, three years and five years.
5. Other businesses Bank of Beijing issued the zodiac-themed credit cards-Golden Horse Platinum Card and Vaulting Horse Gold Card, and the "full-featured" car-themed credit card-Le Jia Card.
Is the Bank of Beijing credit card easy to approve? You can choose different types.
Users can choose different banks when applying for a credit card, so is the credit card of Bank of Beijing good? Have you ever applied for a credit card from this bank? Let's talk about the problems that should be paid attention to when applying for Bank of Beijing credit card.
Whether the credit card of Bank of Beijing is approved depends on whether the applicant meets the conditions stipulated by the bank. Generally, the applicant must be 18 years old and have full capacity for civil conduct. Ability to repay the arrears on time; The borrower has good credit information. If the above conditions are met, he can apply for an ordinary credit card of Bank of Beijing.
There are many types of credit cards launched by Bank of Beijing. Different cards such as Platinum Credit Card in the Year of the Ox, Canal Culture Credit Card, JD.COM Plus Co-branded Card, Leka UnionPay++Card and Le Jia Card contain different rights and interests. Users can choose the card that suits them best, so that they can get preferential treatment when spending.
Bank of Beijing credit card can be applied directly in official website. It is worth noting that different users get different credit lines when applying. Usually, the credit limit will be low when applying for the first time. With the continuous use of users, the credit limit will continue to increase to meet the daily consumption needs.
Users must return their credit cards on time after daily use, and they cannot be overdue. If you can't return it on time, you can use installment repayment or minimum repayment amount, which can effectively reduce the monthly repayment amount and will not be overdue. In fact, if they can't return it on time, they can borrow money from friends around them and return it later.
It is worth noting that after loans overdue, banks will upload overdue records to the credit information center, which will lead to the deterioration of personal credit information and affect the handling of subsequent loans. Moreover, after the arrears are returned, the overdue records will continue to be kept in the credit information for five years, and will disappear automatically after five years, and will not be recorded in the credit information all the time.
How to brush points with Bank of Beijing Le Jia Platinum Credit Card?
In fact, Beijing points are of little use, just to deduct an annual fee or something. However, some points are better than no points, and some things can be changed. I saw an article on the official account of WeChat, a senior card student, saying that because the Bank of Beijing hacked some machines, there was no score. You can ask the senior card which machines have not been hacked, and all Beijing cards have points.
What kind of card is the Happy Driving Card of Agricultural Bank of China?
Answer: Le Jia Sun Card.
When shopping at a special merchant designated by a rural commercial bank, you can enjoy a discount or get a gift provided by the merchant, and you can also get a gift card from Zhongjing Huitong, and you can enjoy a discount of ten times points when you refuel and swipe your card.
What is the general credit card limit of Bank of Beijing? Different types of cards have different credit limits.
Many people apply for Bank of Beijing credit card every day, so what is the credit card limit of Bank of Beijing? How much did you take when you applied? Here is a detailed introduction for everyone, so that everyone can pay more attention when handling the credit card of Bank of Beijing.
The credit card limit of Bank of Beijing will vary according to the type of card. Generally, the credit card limit of Bank of Beijing is between 1000- 10000. The gold card amount is generally between 1 10,000-50,000; The amount of a platinum card is generally above 50,000. The specific credit line is subject to the bank's audit, and usually you will get a higher credit line when your personal data is better.
Bank of Beijing must be at least 18 years old and have full capacity for civil conduct when applying for a credit card; Ability to repay the arrears on time; The borrower has good credit information. If the above conditions are met, he can apply for an ordinary credit card of Bank of Beijing. If the personal credit is not good, the bank will refuse to apply for a credit card and will not be allowed to change to another bank.
Bank of Beijing credit card can be applied directly in official website. The types you can choose are Bank of Beijing Ox Zodiac Platinum Credit Card, Canal Culture Credit Card, JD.COM Plus Co-branded Card, Leka UnionPay++Card, Le Jia Card and so on. Users can choose the card that suits them best.
Users can activate the credit card after getting the application, and must return it on time after using the credit card, and there can be no overdue situation. If you can't repay on time, you can use installment repayment or minimum repayment amount, which can effectively reduce the monthly repayment amount and will not be overdue.
It is worth noting that after loans overdue, banks will upload overdue records to the credit information center, which will lead to the deterioration of personal credit information and affect the handling of subsequent loans. Moreover, after the arrears are returned, the overdue records will continue to be kept in the credit report for five years, and will disappear automatically after five years, and will not be recorded in the credit report all the time.
Which credit cards have road rescue service?
For car owners, it is inevitable that there will always be some faults when we are driving, such as a flat tire or a broken car. What if I can't find the trailer at this time? Do you want to push it back yourself? The trailer still costs money, but we can enjoy the trailer service for free as long as we get a credit card with road rescue service. How nice it would be! Let's talk about which credit cards have road rescue services.
Agricultural Bank of China Bank:
The Platinum Card Master Card can enjoy driving, car rental and passenger road rescue services, with trailer coverage of100km.
China Construction Bank:
Longka car card, the main card can enjoy the road rescue service of registered own vehicles, and the trailer coverage is15km.
Bank of China:
Platinum card and above, the main card and the auxiliary card can enjoy the road rescue service of registered own vehicles, and the trailer coverage is100km.
China Merchants Bank:
Diamond cards, ae white and above, main cards and auxiliary cards can enjoy driving and passenger road rescue services, with trailer coverage of100km.
Minsheng Bank:
Platinum card and above, the main card can enjoy driving, car rental and passenger road rescue services, and the trailer covers 30 kilometers.
Industrial Bank:
Platinum card and above, the main card and the auxiliary card can enjoy driving and passenger road rescue services, trailer coverage 100 km.
Huaxia Bank:
Zunshang Platinum Credit Card, the main card can enjoy the road rescue service, and the trailer coverage is100km.
Guangfa Bank:
The owner's card, the main card and the auxiliary card can all enjoy the road rescue service of registered own vehicles, and the trailer covers100km.
Bank of Communications:
Platinum card, the main card can enjoy driving road rescue service, trailer coverage 100 km.
Shanghai Pudong Development Bank:
Visa Platinum Card, American Express Platinum Card, main card and supplementary card can all enjoy the road rescue service for drivers and passengers, and the trailer covers100km.
Ping An Bank:
The owner card and the main card can enjoy the road rescue service of registered own vehicles, and the trailer covers 30 kilometers.
China CITIC Bank:
Platinum card with an annual fee of more than 2000 yuan, the main card can enjoy driving, car rental and passenger road rescue services, and the trailer covers 100 km.
Bank of Beijing:
Le Jia card, main card and auxiliary card can all enjoy the road rescue service of registered own vehicles, and the trailer coverage is 15km.
Everbright Bank:
Sunshine Business Travel Platinum Card, the main card can enjoy the road rescue service, and the trailer covers100km.
Citibank:
Enjoy the card, the main card can enjoy the road rescue service, and the trailer covers 50 kilometers.
As can be seen from the table, most of the road assistance provided by bank cards is not suitable for renting a car-only ABC, Minsheng and Citigroup did not say that they could not rent a car. But it doesn't matter, because reliable car rental companies, such as China, all send road rescue. Therefore, the most important thing is the coverage of the trailer. The trailer of 15-30 km is really meaningless. Only the credit card that can realize long-distance trailer is the owner's favorite.
This concludes the introduction of Le Jia Credit Card and Le Jia Gold Card. I wonder if you found the information you need from it?