Yasheng investment guarantee company
Second, which loan company is better?
Good loan company recommended Mo Long, focusing on the loan industry 10, serving 3.2 million customers and handling loans1300 million yuan annually. The platform is reliable and trustworthy. No matter what loan company, borrowers are required to meet the following conditions: 1. The borrower must be at least 18 years old and a citizen of China with full capacity for civil conduct; 2. The borrower has a local permanent residence or valid residence status; 3. The borrower must have a good credit record and the ability to repay the principal and interest of the loan; 4. Have a clear intention to apply for a loan or have signed relevant consumption contracts; 5. Being able to provide the guarantee recognized by the lender; 6. Other loan conditions required by the loan company. For more information about the loan, please consult Moore Long. Moerlong is headquartered in Chengdu and currently has subsidiaries in Chengdu, Beijing and Chongqing. Relying on the strong Internet and information technology R&D and operational capabilities, excellent management team and resource integration advantages, we strive to build industry standards in terms of customer acquisition, marketing, operation and product design, and provide customers with lower interest rates and more valuable loan products. Mo Long's loan products are all from partners, including traditional banks, emerging consumer finance companies and small loan companies, which are trustworthy.
3. What are the formal lending institutions in China, not those that go directly to banks! -Me? ...
There are some registered private investment companies and pawn shops, but the interest is high. The maximum monthly interest rate is 50/ 1000, that is, the monthly interest rate is 5 points and the annual interest rate is 60%, which is true.
Postal savings bank loan: the principal is 654.38 million yuan, the term is 1 year, and the annual interest rate is 12%. You need a business license and a marriage certificate. If you don't have a business license, you can borrow the business license of your relatives and friends as a guarantee. I wonder if the loan period can be extended by accommodation.
Agricultural commercial banks, referred to as rural commercial banks for short, are called agricultural cooperative banks in some places and rural credit cooperatives in some places. The monthly interest rate of one-year loan is 7.5/ thousand -7.9/ thousand, which requires land certificate and real estate license as collateral.
China Bank, China Construction Bank and rural commercial banks can handle credit loans. Ordinary civil servants can guarantee a loan of 50 thousand by showing proof of income. Civil servants at or above the bureau level can produce proof of income and can guarantee loans of 654.38 million yuan.
The mortgage interest rate of large state-owned banks is very low, but it is difficult to get loans. You might as well ask.
Go to the employment window of the Labor Bureau for consultation. If you start your own business, there is no discount for starting your own business.