The realization of e-commerce, the transaction form of the new economy, cannot be separated from the smooth flow of information, capital and logistics. In the information age, in addition to the traditional capital flow, there is also a lot of information flow in the veins of the financial industry, so e-commerce and the financial industry have similarities and differences in their operation methods.
Moreover, it is worth noting that e-finance business (including banking, securities, insurance, fund industry, etc. ) you can complete the whole transaction process through the network without logistics. Therefore, e-finance not only acts as an electronic payment intermediary under the condition of commodity trading, but also its own trading activities are the most concentrated and typical embodiment of e-commerce.
If the original purpose of the Internet is to solve the problem of systematic information transmission, now people find that the most valuable application field of the Internet is e-commerce, and the most important field in e-commerce is financial business. It can be said that network economy and virtual economy seem to be tailor-made for the financial industry.