First, is a friend's small money loan reliable?
Small money loan is a financial platform launched by Small Money Financial Information Service Co., Ltd., which mainly provides users with investment, wealth management and loan services. Official website shows that Xiao Gan Loan and Shangrao Bank have reached a fund depository cooperation. The funds invested by users in Xiaogan Loan are deposited and managed by Shangrao Bank, and the platform has no access to funds. Investors can log in to their accounts at any time to check the funds. According to the data disclosure of the platform, the small money loan platform has been established for more than three years, with a cumulative investment of more than 200 million yuan for users and a cumulative income of more than 7.8 million yuan for users.
Second, the loan strategy of microfinance
At present, the loan products of small-sum loans mainly include mortgage, industrial chain loan, car loan and mortgage. Users who need funds can choose suitable loan items from small loans and apply for loans through online operation.
1. Home Easy Loan: Applicants need to be 22-60 years old, and self-employed or working-class people who own their own houses are eligible to apply for Home Easy Loan. The general loan amount is 50- 1 ten thousand, and the loan period is 12-36 months;
2. Industrial chain loan: This product is suitable for engineering credit loan. Applicants should be 22-60 years old and have been in business for more than 1 year. Only those engaged in construction projects can apply, and the maximum loan amount can be 200- 1 10,000 yuan; Loan term: 1-24 months;
3. Car loan: the applicant must be 18-65 years old, and the applicant must have a car in his own name for mortgage. The loan amount is generally 1- 1 ten thousand yuan; Loan term 1-36 months;
Housing mortgage: to apply for housing mortgage, the applicant needs to own the property in his own name and register with the local housing authority, and the loan amount is generally 200- 1 10,000 yuan; The loan term is 3-24 months.
You can only apply for a loan if you meet the conditions for handling a small loan. If you don't meet the requirements, you may be refused a small loan. In addition, I would like to remind everyone to repay the loan on time after obtaining it.
To sum up, Youxiao Gandai is a trustworthy company, which has cooperated with Shangrao Bank in asset management for three years. Constantly providing help to users, the accumulated income is also high. There are four products for friends to borrow money, namely mortgage, industrial chain loan, car loan and mortgage. All four products are age-dependent, and the maximum loan amount is one million, providing different products for different users. The loan period is not short, but it is still necessary to repay it in time. If you have any other questions, please feel free to ask.