No matter which city we live in, most people will apply for a medical insurance for themselves in time. Let's take a look at how the medical insurance in Guizhou Province is inquired.
Inquiry method of medical insurance in Guizhou Province
1, social security center query
If you don't know your social security account number, you can bring your ID card to the business hall of social insurance agencies in various districts to inquire.
2. Online inspection
Log in to the city's labor security network or social insurance business website, click the "Personal Social Security Information Inquiry" window, and enter my ID card and password (the password is your social security number or the date of birth of your ID card) to inquire about my insurance information.
3. Telephone consultation
Call the labor and social security comprehensive service telephone number "12333" for policy consultation and information inquiry.
4. Touch screen query
If there is a social insurance touch screen inquiry system in the business hall of social insurance agencies in each district, swipe your card or enter the card number or ID number according to the screen prompts for inquiry.
How to buy personal medical insurance?
Pay attention to the age limit of insurance. Different insurance companies have different regulations on the minimum insurance age. According to different types of insurance, the minimum insurance age generally ranges from 90 days after birth to 16 years old. However, the maximum insurance age stipulated by various insurance companies is roughly the same, which is 65 years old. The younger you are, the less the premium will be. It is recommended to take out insurance as early as possible.
Pay attention to the obligation to tell the truth. China Merchants Bank Insurance reminds that when concluding an insurance contract, you should truthfully state your current physical condition and past medical history to the insurer so that the insurer can judge whether to accept insurance or under what conditions.
Pay attention to the coverage of insurance. When buying insurance, it is important to know the scope of insurance. Only when an insurance accident occurs within the scope of responsibility will the insurance company fulfill its obligation to pay compensation.
Pay attention to the wait-and-see period of hospitalization medical insurance. In addition to the hospitalization expenses caused by accidents, for general hospitalization insurance, insurance companies have a wait-and-see period when underwriting. Depending on the type of insurance, the wait-and-see period is 90 days from the effective date of the contract and 180 days. The insurance company will not bear the medical expenses incurred during the wait-and-see period.
Pay attention to the deductible clause. For some low medical expenses, insurance companies generally adopt the deductible clause. When buying medical insurance, you must pay attention to the deductible. If your medical expenses are lower than the deductible, you can't get a claim.
Medical insurance Apart from social medical insurance, commercial medical insurance is also very important. Le Kang worry-free return hospitalization medical insurance plan recommended by China Merchants Bank-Netcom Insurance has the following advantages:
70-year super-long guarantee: minimum 5 yuan investment per day, 15 years, guarantee to 70 years old.
7 times subsidy care: 30 kinds of diseases are guaranteed, and the maximum subsidy is 7 times, reaching 1050 yuan/day.
128% premium return: return at the expiration of the contract 128% premium.
Free top medical advice: extra 1 year of the world's top second medical advice service to ensure timely and effective treatment.
Exemption from premium: the first diagnosis is made after the waiting period due to an accident or serious illness agreed in the contract, and there is no need to pay the remaining premium.
Conflict-free: there is no conflict with social security, and accidental diseases are fully guaranteed.