Transfer mode of purchasing first-hand houses
The buyer and the seller sign a sales contract, and after contact and discussion, the buyer and the seller accept the inspection of the real estate sales management department. The buyer and seller of real estate shall go through the application formalities with the real estate sales management department where the real estate is located, and conclude the transfer contract. Go through the formalities of property right transfer.
1. The buyer and the seller sign a sales contract. After the buyers and sellers reach an agreement on the location, property rights and transaction price of the real estate, they will sign a formal real estate sales contract.
2. Accept the inspection of the real estate sales management department. After the buyers and sellers of real estate go through the formalities of asking for instructions from the real estate management department where the real estate is located, the management department should check the relevant documents and property rights, make necessary inquiries on the spot, and the appraiser will evaluate the bought and sold real estate.
3. Establish a transfer contract. After the real estate sales management department reports to the relevant person in charge for examination and approval according to the nature of property rights and the object of purchase, the intermediary informs the buyer and the seller to go through the deed signing procedures. The buyer and the seller sign and seal the contract, and both parties go to the sales management department to handle the signing and transfer formalities with the sales contract and related documents and materials.
4. Go through the formalities of property right transfer. After the buyers and sellers handle the transfer formalities through the real estate transaction office, the buyer shall register the property right and land use right with the real estate sales contract issued by the real estate transaction office at the real estate property management department where the house is located, and get a new real estate license.
The difference between first-hand housing and second-hand housing
First, the cost difference.
The unit price of buying a second-hand house is generally higher than that of a new house. In the process of buying a second-hand house, it needs to be evaluated, which is generally higher than the price you bought, which means you have to pay more down payment. For example, Xiao Wang bought a house in his hometown last year with a total price of 600,000 and an estimated value of 560,000. At that time, the down payment was 20%. The intermediary said that he wanted to round up the whole number, and he paid 6.5438+0.5 million. Since the assessment was not so much, he had to make up 40,000 yuan by himself, so he paid a down payment of 6,543,800 yuan+0,900 yuan. If you buy a 600,000 new house, you only need to pay 654.38+0.
Second, the location difference.
Nowadays, most of the new houses in many cities are far away from the city center, and some new houses are built on the basis of urban demolition, which is slightly expensive. But the second-hand housing lots, environment and other aspects are good. On the whole, the location of second-hand houses is better than that of new houses.
Third, the transaction process differences.
The transaction process of a new house should be simpler: determine the qualification for buying a house, look at the house, choose a house, subscribe for a loan and collect the house. Second-hand housing transaction process: house purchase qualification review, house inspection, property right verification, signing sales contract, paying down payment, buyer applying for loan, paying taxes and intermediary fees, transferring and handing over water, electricity and property fees, accepting new house delivery, and also facing the rights protection risk of developers.
Fourth, the difference of property rights.
The property right of the new house is clear, the buyer is the first property owner, the service life is 70 years, and the new house has a high safety factor. Second-hand housing is a long-term housing, and the loan period also has an impact. Therefore, we must pay attention to property rights when buying second-hand houses.
The above content introduces the transfer method of buying a first-hand house. If you want to buy a first-hand house, you need to know how to sign the contract. The buyers and sellers of real estate should negotiate, and then the housing management department will check and deal with it according to the specific transfer process. The common sense of these transfers is still very important. What's the difference between a first-hand house and a second-hand house? For example, different property rights and different transaction processes are very common differences.