The necessity of buying a house depends on three points: demand, down payment and monthly payment. The first is the basis of buying a house, the second is the family background, and the third needs more personal efforts. If you have housing needs, you have/your family can support the down payment, and your income level can afford the monthly payment. Don't hesitate to buy it.
The phenomenon that girls start buying houses before marriage also shows that modern people gradually have financial thinking. The house not only has the use attribute, but also has the financial value. In the past five years, all the money has changed to down payment, and down payment has changed to down payment, which really happened to us! Just need the appreciation of the house, although it can't bring about the increase of my actual deposit, it can avoid the rise of house prices, and spending less is earning more!
Third, how to realize the dream of buying a house?
Of course, everyone may want to own a house, but we should also consider the reality. The post-95 girl in the news can afford it because she made the right choice:
1. Work early and actively make money and save money.
10 There is no special way to save more than 200,000 down payment, just try to make money and save it. I think this process is not easy, and it needs strong willpower.
2. Choose a city that suits you.
Among the first-tier cities, Guangzhou's housing price has reached 40,000 yuan, Beijing and Shanghai reached 50,000-60,000 yuan, and Shenzhen reached 75,000 yuan. Second-tier cities are not cheap, at least 30 thousand yuan. If the girl is in these cities, no matter how much money she saves, when can she make up a down payment of millions?
Instead of lamenting the houses in big cities, it is better to choose a city that you can bear the price, and then make plans after buying it. This is also the way to have a house now.
Finally, buying a house is just a process of life, not the ultimate goal. Similarly, the sense of security in life comes from many aspects. If you have a house, you must have a sense of security. There are many things in life that are "worthwhile" outside the house, such as love, affection and health.
In short, everyone in life should work hard. Everything you have worked hard to get is commendable.