First of all, Ka Niu is based on notebook, more like a derivative product of notebook. Bills and the like can be directly imported into the notebook for accounting. It will be more convenient for Ka Niu if you use a notebook.
If 5 1 credit card managers pay more attention to credit cards, they can apply for credit cards directly in the application, and there are preferential activities and the like, which can be seen in the application, and then there is the function of showing credit card consumption by charts, but personally feel that there are too many advertisements.
2, use feeling
There is little difference between the two, except that neither software is very smooth when importing email bills, and the first attempt was unsuccessful, so it is not a big problem to read SMS. In addition, according to my observation, Ka Niu seems to read the email bill faster, but this is a personal feeling and has not been verified.
In addition, I paid attention to the official Weibo of the two companies. Personally, I feel that Ka Niu is more professional. Weibo sends out credit cards and wealth management. Everyday 5 1 credit card I don't know what's going on. Send some chicken soup all day and feel the mood.
Generally speaking, if you just want to see the repayment time, bills and so on, I recommend Ka Niu. If you want to know more preferential information, then 5 1.
Question 2: 5 1 Is the credit card housekeeper really safe? I've seen a lot of such problems. Let me talk about it.
The so-called software such as credit card housekeeper, such as 5 1 housekeeper, cow card and so on. , which has several functions: reminding the repayment date, collecting bills (showing the details of historical and current bills, remaining amount, etc. ), analysis of bill consumption (statistics), repayment services, etc.
Principle: In addition to repayment service, other functions are by-product services provided on the basis of obtaining bill data. The latest repayment date, available amount and other information are directly listed on the bill. Call bill analysis is also based on the original call bill data to provide something new by some simple classification statistics or some statistical means.
Security: Ticket receipts can only be imported through your ticket receipt mailbox. This process is only related to your mailbox. You only need to provide your email account number and login password, not your credit card password. This is similar to the POP client of the mailbox. If you are comfortable with the POP function of your mailbox, you can rest assured of this.
What needs to be explained separately is the repayment service.
The principle of repayment service is to make use of various existing channels ―― third party payment, online banking transfer, and quick payment combining third party and online banking. These transfer payment methods are now widely used in all aspects of our lives. Security issues are also valued by all parties. With everyone's efforts, security should be guaranteed.
Therefore, believing in technology and using these tools and software can provide convenience for our lives.
It should be noted that security is not only the responsibility of service providers. As users, our safety awareness comes first. Improve our screening ability, improve our awareness of safety precautions, put an end to hidden dangers caused by some personal mistakes, and let safety accompany us without interruption.
Question 3: Is the card manager safe? Is it useful? Kaniu Credit Card Manager is a product exclusively certified by CFCC (China People's Bank Software Center) and CFCA (China Financial Certification Center) in the credit card management APP category.
CFCC (Software R&D Center of China People's Bank) is the earliest institution directly under the People's Bank of China, which was approved by the State Council to engage in the information construction of financial system. Long-term commitment to the central bank information system development, security assessment, disaster preparedness in the same city, financial industry certification, financial standards, information research and other functions.
CFCA (China Financial Certification Center) is a national authoritative security certification institution approved by the People's Bank of China and the State Information Security Administration, and it is one of the important financial information security infrastructures in China. Approved by the People's Bank of China, it is an authoritative safety certification in the financial field.
I recommend it to you.
Question 4: Is the card manager safe? Card cow credit card manager, what you imported is the bill flow, and nothing else is involved. The imported data are kept in the local mobile phone. If you uninstall and reinstall, the data will be cleared. Moreover, Ka Niu can also inquire about credit information and apply for loans and credit cards, which is safe, convenient and easy to use.
Question 5: Is Kaniu Credit Card Manager safe? Security, generally this kind of software attaches great importance to security issues.
Question 6: Is the card manager safe? Kaniu Credit Card Manager is the product with the highest security level in the current credit card management application. I'm using it, too
Question 7: Is the card manager safe? Kaniu Credit Card Manager is the product with the highest security level in the current credit card management application. I'm using it, too. I hope I can help you!
Question 8: Is Ka Niu's credit card manager safe? This is not a lie. There are too many scams on the internet now, and I'm a little scared. Hello, please feel free to use it. Kaniu is an Internet financial application that has passed the security certification of China People's Bank Software Development Center. The user's password is encrypted locally on the mobile phone. Cattle only import tap water, and others are not involved. Users only need to protect their mobile phones, please rest assured!
Question 9: Is it safe to apply for a credit card with Kaniu Credit Card Manager? All applications for credit cards through non-bank channels are not very safe and easy to disclose information. If you want to apply for a credit card through other channels, you must have a certain understanding of the company, otherwise you might as well not do it to avoid being cheated or leaking information.
Question 10: Is it safe to apply for a credit card with 5 1 credit card manager? 5 1 Is the credit card manager really safe? I'd like to introduce you to Southern Fortune Network.
Is it safe to enter the password directly into the third party's credit card management software? Recently, Mr. Yan downloaded a mobile phone software called "5 1 Credit Card Manager". After downloading, he found that if you want to use this software, you need to log in with the email address that receives electronic bills, or you need to use the user name and password of online banking. After investigation, I found that this credit card "housekeeper" has many doubts. Although claiming to "sign a service agreement with the bank", many banks said that "there are still risks", and even the "passing the safety certification of China Financial Certification Center" that has been emphasized has not been recognized by the other party.
Question 1: Have you signed an agreement with the bank?
Banks: Risks are inevitable.
Open this software, users have two login methods: online banking login and email login. In order not to reveal his bank card number and online banking password, Mr. Yan used the email login method. However, he found that once the e-mail is logged in, the software can automatically import the e-bill. He has always been very careful about personal information, and he is a little uneasy: it doesn't matter if the mailbox is stolen. What if personal information such as bills is leaked?
A user agreement in the software shows that this software is actually a software independently developed by Hangzhou Enniu Network Technology Co., Ltd., which is used to sort out the important documents of bank card information collection under the registered account. At the same time, according to the company's website, as of July 20 14, the cumulative download volume of APP has exceeded 30 million, and the number of credit cards managed has exceeded160,000.
Since it is only the company's self-developed software, is it safe to enter the bank card number and online banking password in its software, or even automatically import electronic bills?
"It's very safe, otherwise there won't be so many people using it!" A staff member of this company answered whether the software is risky or not very happily. Although the user needs to use the account and password of online banking, the software is only a third-party interface, and there is no information about the user at all. At the same time, the company signed a service agreement with relevant banks, which is "allowed by banks and has high security".
However, this question has got a completely different answer in terms of banks. In "5 1 Credit Card Manager", online banking login of China Industrial and Commercial Bank is supported. Without this information, it can't be found in the system, said a staff member of China Industrial and Commercial Bank. Similarly, Bank of China, Agricultural Bank of China, China Construction Bank and many other banks that support online banking login in the software all said that they had not been notified to sign an agreement with the software. Due to inevitable risks, these banks advise users not to disclose their online banking passwords to third-party software vendors outside official website.
Question 2: Can I check my personal credit record?
Credit Information Center: Not recommended.
Open "5 1 Credit Card Manager", click "Credit Report" in "Services", then enter your name and ID number, complete the account registration, and you can find your credit record. This function looks very attractive. However, is this record reliable? Can the inquired personal information be protected by this "housekeeper"?
According to information from official website, Credit Information Center of China People's Bank, there are currently two ways to inquire about credit records: First, more than 2 100 branches of China People's Bank can make on-site inquiries; Second, at the end of May this year, Beijing and other 18 provinces (municipalities and autonomous regions) have been included in the pilot, which can be inquired on the service platform of official website Credit Information Center.
"At present, the credit information center does not have any third-party inquiry methods such as mobile phone software." A staff member of the Credit Information Center of the People's Bank of China said that it is inevitable that there will be risks in querying on third-party platforms. "Not recommended for users."
Question 3: passed CFCA safety certification?
CFCA: Only cooperation without certification.
"We are certified by China Financial Certification Center, please feel free to use it." In order to dispel doubts, the staff of the software development company moved out of this certification body. Official website also introduced that the company has passed the security certification of China Financial Certification Center and reached a server hosting agreement with China Financial Certification Center to serve users with bank-level information security as the standard.
But this statement was denied by China Financial Certification Center. "I did cooperate with' 51credit card manager' before, but I didn't do any certification for this product." A staff member of China Financial Certification Center said. Not only that, when asked to show the relevant agreement and certification certificate signed with the bank, the relevant person in charge never took it out.
In the eyes of the industry, this self-proclaimed "housekeeper" is full of doubts, so credit card users should be careful ... >>