Huimin insurance is a comprehensive medical insurance system implemented in Kunming to improve the medical security level of urban residents and rural residents. According to this system, the insured can enjoy basic medical insurance, serious illness insurance, medical assistance and other medical security. First of all, basic medical insurance is the core of Huimin insurance system and the most basic guarantee content. Insured persons can enjoy outpatient, hospitalization, maternity, outpatient chronic diseases and other medical services, and medical expenses are reimbursed in proportion. At the same time, the basic medical insurance also covers the treatment expenses of high-incidence diseases such as special diseases and serious outpatient diseases. Secondly, serious illness insurance is an important part of Huimin insurance system. The scope of serious illness insurance that the insured can enjoy includes diseases, chronic diseases, malignant tumors and other high-incidence diseases that have been included in the scope of national serious illness insurance. In addition, Huimin Bao has also set up a medical assistance guarantee. When the insured encounters an accident, serious illness or family financial difficulties, he can apply for medical assistance fund.
Who are the insured of Huimin Insurance? The insured objects include registered residents and non-registered residents in Kunming, and they can be insured by providing corresponding certification materials.
Huimin insurance is an innovative medical insurance system implemented in Kunming to improve the level of residents' medical security. Through the Huimin insurance system, the insured can enjoy various and all-round medical security and safeguard their own health and life safety.
Legal basis:
"People's Republic of China (PRC) Social Insurance Law" Article 58 The basic medical insurance fund for urban and rural residents shall establish a serious illness insurance system to compensate the insured for unpaid expenses due to serious illness in supplementary medical insurance.